Tuesday, 6 October 2009

Euribor 6/10/2009 (12 months & other types)

Forecast of October average: 1,250 (Reliability: 18%)
Oficial value of day 06/10/09: 1,229
 
Comments: The next update will be done tomorrow around 12:00 hours. The Euribor at 1 week are increasing.
 
(At the end of this info. you will find Euribor from 1 week to 11 months)
 
__Date___Interest rate_
01/10/2009 1,237 +0,001 -> Increase compared preve. day:+0,081%
02/10/2009 1,235 -0,002 -> Reduction compared prev. day:-0,162%
05/10/2009 1,230 -0,005 -> Reduction compared prev. day:-0,405%
06/10/2009 1,229 -0,001 -> Reduction compared prev. day:-0,081%
07/10/2009 1,230  Theorical expected value  
08/10/2009 1,233  Theorical expected value  
09/10/2009 1,236  Theorical expected value  
12/10/2009 1,239  Theorical expected value  
13/10/2009 1,242  Theorical expected value  
14/10/2009 1,245  Theorical expected value  
15/10/2009 1,248  Theorical expected value  
16/10/2009 1,249  Theorical expected value  
19/10/2009 1,252  Theorical expected value  
20/10/2009 1,255  Theorical expected value  
21/10/2009 1,258  Theorical expected value  
22/10/2009 1,261  Theorical expected value  
23/10/2009 1,262  Theorical expected value  
26/10/2009 1,265  Theorical expected value  
27/10/2009 1,268  Theorical expected value  
28/10/2009 1,271  Theorical expected value  
29/10/2009 1,274  Theorical expected value  
30/10/2009 1,274  Theorical expected value
 
This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be:
643,04€
Compared one year ago, in Oct'08 (5,248%): 1050,20 €
Expected monthly savings will be.: 407 €
Expected Yearly savings will be.: 4885 € (-38,77%) 

 
(The monthly payments are calculated using the french metod type)
 
Euribor from 1 week to 11 months of 6/10/2009:
 
1 we. 2 we. 3 we. 1 mo. 2 mo. 3 mo. 4 mo.
0,351 0,365 0,386 0,43 0,584 0,744 0,834
5 mo. 6 mo. 7 mo. 8 mo. 9 mo. 10 mo. 11 mo.
0,917 1,01 1,055 1,094 1,136 1,173 1,201
 
Note: On right you have a small application where you can calculate your mortgage monthly payment.
 
Published date: 06/10/2009 at 12:05
 

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