Thursday 23 September 2010

Euribor 23/9/2010 (12 months & other types)

Forecast of September average: 1,421 (Reliability: 77%)
Oficial value of day 23/9/10: 1,422
 
Comments: The next update will be done tomorrow around 13:00 hours.
 
(At the end of this info. you will find Euribor from 1 week to 11 months)
 
__Date___Interest rate_
01/09/2010 1,411 -0,003 -> Reduction compared prev. day:-0,212%
02/09/2010 1,413 +0,002 -> Increase compared preve. day:+0,142%
03/09/2010 1,414 +0,001 -> Increase compared preve. day:+0,071%
06/09/2010 1,413 -0,001 -> Reduction compared prev. day:-0,071%
07/09/2010 1,412 -0,001 -> Reduction compared prev. day:-0,071%
08/09/2010 1,413 +0,001 -> Increase compared preve. day:+0,071%
09/09/2010 1,415 +0,002 -> Increase compared preve. day:+0,142%
10/09/2010 1,418 +0,003 -> Increase compared preve. day:+0,212%
13/09/2010 1,420 +0,002 -> Increase compared preve. day:+0,141%
14/09/2010 1,419 -0,001 -> Reduction compared prev. day:-0,070%
15/09/2010 1,422 +0,003 -> Increase compared preve. day:+0,211%
16/09/2010 1,425 +0,003 -> Increase compared preve. day:+0,211%
17/09/2010 1,427 +0,002 -> Increase compared preve. day:+0,140%
20/09/2010 1,427 =0,000 -> Increase compared preve. day:=0,000%
21/09/2010 1,428 +0,001 -> Increase compared preve. day:+0,070%
22/09/2010 1,425 -0,003 -> Reduction compared prev. day:-0,210%
23/09/2010 1,422 -0,003 -> Reduction compared prev. day:-0,211%
24/09/2010 1,425  Theorical expected value              
27/09/2010 1,426  Theorical expected value              
28/09/2010 1,427  Theorical expected value              
29/09/2010 1,428  Theorical expected value              
30/09/2010 1,429  Theorical expected value  
 
This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be:
658,23€
Compared one year ago, in September'09 (1,261%): 644,01 €
Expected monthly extra expenses will be: 14,22

Expected yearly extra expenses will be:  171
 € (+2,21%) 
 
(The monthly payments are calculated using the french metod type)
 
Euribor from 1 week to 12 months of 23/9/2010:
 
1 we. 2 we. 3 we. 1 mo. 2 mo. 3 mo. 4 mo.
0,513 0,544 0,576 0,617 0,711 0,878 0,955
5 mo. 6 mo. 7 mo. 8 mo. 9 mo. 10 mo. 11 mo.
1,040 1,136 1,184 1,230 1,284 1,327 1,372
12 mo.
1,422
 
Real average of Euribor of the current month from 1 week to 12 months:
 
1 w(av) 2 w(av) 3 w(av) 1 m(av) 2 m(av) 3 m(av) 4 m(av)
0,506 0,540 0,574 0,617 0,711 0,880 0,957
5 m(av) 6 m(av) 7 m(av) 8 m(av) 9 m(av) 10m(av) 11m(av)
1,040 1,136 1,187 1,233 1,285 1,327 1,371
12m(av)
1,419
 
Note: On right you have a small application where you can calculate your mortgage monthly payment.
 
Published date: 23/9/2010 at 14:05
 

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