Thursday 12 March 2015

Euribor 12/3/2015 (12 months & other types)

Forecast of March average: 0,221 (Reliability: 40%)
Oficial value of day 12/3/15: 0,215 (-0'922%)

Comments: In this  day  decreases 2 thousands (the minimum historical was on 12/3/15: 0,215) and practically all the rest of the Euribor types with slightly changes compared previous day values, the Euribor at 1 week decreases 2 thousands: -0,044 (-5%). The next update will be done the next working day around 14:00 hours. 
 
(At the end of this info. you will find Euribor from 1 week to 11 months)
 
__Date___Interest rate_
02/03/2015 0,230 -0,003 -> Difference compared previous day:-1,288%
03/03/2015 0,228 -0,002 -> Difference compared previous day:-0,870%
04/03/2015 0,227 -0,001 -> Difference compared previous day:-0,439%
05/03/2015 0,226 -0,001 -> Difference compared previous day:-0,441%
06/03/2015 0,225 -0,001 -> Difference compared previous day:-0,442%
09/03/2015 0,222 -0,003 -> Difference compared previous day:-1,333%
10/03/2015 0,219 -0,003 -> Difference compared previous day:-1,351%
11/03/2015 0,217 -0,002 -> Difference compared previous day: -0,913%
12/03/2015 0,215 -0,002 -> Difference compared previous day:-0,922%
13/03/2015 0,216  Theorical expected value
16/03/2015 0,216  Theorical expected value
17/03/2015 0,217  Theorical expected value
18/03/2015 0,218  Theorical expected value
19/03/2015 0,217  Theorical expected value
20/03/2015 0,217  Theorical expected value
23/03/2015 0,217  Theorical expected value
24/03/2015 0,217  Theorical expected value
25/03/2015 0,217  Theorical expected value
26/03/2015 0,217  Theorical expected value
27/03/2015 0,216  Theorical expected value
30/03/2015 0,216  Theorical expected value
31/03/2015 0,216  Theorical expected value
  
This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be:
557,00 €.
Compared one year ago, in March'14 (0,577%): 585,34 €
Expected monthly savings will be: 29 €.
 
Expected yearly savings will be:  344 
(-4,9%
 
(The monthly payments are calculated using the french metod type)
 
Euribor from 1 week to 12 months of 12/3/2015:

1 we. 2 we. 1 mo. 2 mo.
-0,047 -0,041 -0,011 0,007
3 mo. 6 mo. 9 mo. 12 mo.
0,027 0,098 0,146 0,215

Real average of Euribor of the current month from 1 week to 12 months:

1 w(av) 2 w(av) 1 m(av) 2 m(av)
-0,041 -0,033 -0,008 0,014
3 m(av) 6 m(av) 9 m(av) 12m(a)
0,034 0,105 0,155 0,223

Note: On right you have a small application where you can calculate your mortgage monthly payment.
 
Published date: 12/3/2015 at 14:06

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