Euribor 26/2/2015 (12 months & other types)

Forecast of February average: 0,255 (Reliability: 95%)

Oficial value of day 26/2/15: 0,238 (-1'245%)

Comments: In this  day  decreases 3 thousands (the minimum historical was on 25/2/15: 0,241) and practically all the rest of the Euribor types with slightly changes compared previous day values, except the Euribor at 1 week that decreases 15 thousands: -0,021 (-250%). The next update will be done the next working day around 14:00 hours. 

 

(At the end of this info. you will find Euribor from 1 week to 11 months)

 

__Date___Interest rate_
02/2/2015 0,271 +0,001 ->Difference compared previous day:+0,370%

03/2/2015 0,266 -0,005 -> Difference compared previous day:-1,845%

04/2/2015 0,263 -0,003 -> Difference compared previous day:-1,128%

05/2/2015 0,262 -0,001 -> Difference compared previous day:-0,380%

06/2/2015 0,261 -0,001 -> Difference compared previous day:-0,382%

09/2/2015 0,261 =0,000 ->Difference compared previous day:=0,000%

10/2/2015 0,262 +0,001 ->Difference compared previous day:+0,383%

11/2/2015 0,260 -0,002 -> Difference compared previous day:-0,763%

12/2/2015 0,260 =0,000-> Difference compared previous day :=0,000%  

13/2/2015 0,259 -0,001 -> Difference compared previous day :-0,385%

16/2/2015 0,258 -0,001 -> Difference compared previous day :-0,386%

17/2/2015 0,258 =0,000-> Difference compared previous day :=0,000%

18/2/2015 0,255 -0,003 -> Difference compared previous day:-1,163%

19/2/2015 0,252 -0,003 -> Difference compared previous day:-1,176%

20/2/2015 0,250 -0,002 -> Difference compared previous day:-0,794%

23/2/2015 0,246 -0,004 -> Difference compared previous day:-1,600%

25/2/2015 0,241 -0,004 -> Difference compared previous day:-1,633%

26/2/2015 0,238 -0,003 -> Difference compared previous day:-1,245%

27/2/2015 0,238  Theorical expected value

  

This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be: 559,00 €.
Compared one year ago, in February'14 (0,549%): 583,01 €
Expected monthly savings will be: 24 €. 
Expected yearly savings will be:  288 € (-4,12%) 
 

(The monthly payments are calculated using the french metod type)

 

Euribor from 1 week to 12 months of 26/2/2015:

1 we.	2 we.	1 mo.	2 mo.
-0,021	-0,009	0,004	0,016
3 mo.	6 mo.	9 mo.	12 mo.
0,040	0,114	0,166	0,238

Real average of Euribor of the current month from 1 week to 12 months:

1 w(av)	2 w(av)	1 m(av)	2 m(av)
-0,025	-0,018	0,001	0,021
3 m(av)	6 m(av)	9 m(av)	12m(a)
0,049	0,127	0,187	0,256

Note: On right you have a small application where you can calculate your mortgage monthly payment.

 

Published date: 26/2/2015 at 14:06