Euribor 16/1/2013 (12 months & other types)

Forecast of January average: 0,563 (Reliability: 50%)

Oficial value of day 16/1/13: 0,570 (=)

 

Comments: Today repeats value, and the rest of the Euribor types are lower or equals compared yesterday values, the Euribor at 1 week decreases 1 thousandth: 0,080 (-1,2%). The next update will be done tomorrow around 13:50 hours.

 

(At the end of this info. you will find Euribor from 1 week to 11 months)

 

__Date___Interest rate_
02/01/2013 0,543 +0,001 -> Increase compared prev. day:+0,185%
03/01/2013 0,544 +0,001 -> Increase compared prev. day:+0,184%
04/01/2013 0,549 +0,005 -> Increase compared prev. day:+0,919%
07/01/2013 0,550 +0,001 -> Increase compared prev. day:+0,182%
08/01/2013 0,551 +0,001 -> Increase compared prev. day:+0,182%
09/01/2013 0,551 =0,000 -> Increase compared prev. day:=0,000%
10/01/2013 0,550 -0,001 -> Reduction compared prev.day:-0,181%
11/01/2013 0,559 +0,009 -> Increase compared prev. day:+1,636%
14/01/2013 0,566 +0,007 -> Increase compared prev. day:+1,252%
15/01/2013 0,570 +0,004 -> Increase compared prev. day:+0,707%
16/01/2013 0,570 =0,000 -> Increase compared prev. day:=0,000%
17/01/2013 0,571  Theorical expected value   
18/01/2013 0,571  Theorical expected value   
21/01/2013 0,572  Theorical expected value   
22/01/2013 0,572  Theorical expected value   
23/01/2013 0,572  Theorical expected value   
24/01/2013 0,572  Theorical expected value   
25/01/2013 0,572  Theorical expected value   
28/01/2013 0,572  Theorical expected value   
29/01/2013 0,572  Theorical expected value   
30/01/2013 0,572  Theorical expected value   
31/01/2013 0,572  Theorical expected value

    

This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be: 584,17 €.
Compared one year ago, in January'12 (1,837%): 696,06 €
Expected monthly savings will be: 111,88 €. 
Expected yearly savings will be:  1343 € (-16,07%) 
 

(The monthly payments are calculated using the french metod type)

 

Euribor from 1 week to 12 months of 16/1/2013:

 

1 we.	2 we.	3 we.	1 mo.	2 mo.	3 mo.	4 mo.
0,080	0,088	0,098	0,111	0,162	0,201	0,250
5 mo.	6 mo.	7 mo.	8 mo.	9 mo.	10 mo.	11 mo.
0,297	0,340	0,382	0,420	0,458	0,497	0,536
12 mo.
0,570

 

Real average of Euribor of the current month from 1 week to 12 months:

 

1 w(av)	2 w(av)	3 w(av)	1 m(av)	2 m(av)	3 m(av)	4 m(av)
0,080	0,088	0,097	0,110	0,156	0,194	0,238
5 m(av)	6 m(av)	7 m(av)	8 m(av)	9 m(av)	10m(a)	11m(a)
0,287	0,329	0,369	0,409	0,443	0,483	0,521
12m(a)
0,555

 

Note: On right you have a small application where you can calculate your mortgage monthly payment.

 

Published date: 16/1/2013 at 13:55