Wednesday, 9 April 2014

Euribor 9/4/2014 (12 months & other types)

Forecast of April average: 0,606 (Reliability: 35%)
Oficial value of day 9/4/14: 0,599 (=)
 
Comments: Today repeats value and all the rest of the Euribor types are similar compared yesterday values, the Euribor at 1 week increases one thousand: 0,215 (+0,4%). The next update will be done tomorrow around 13:50 hours.
 
(At the end of this info. you will find Euribor from 1 week to 11 months)
 
__Date___Interest rate_
01/4/2014 0,591 +0,001 -> 
Increase compared previ. day:+0,169%
02/4/2014 0,599 +0,008 -> Increase compared previ. day:+1,354%
03/4/2014 0,600 +0,001 -> Increase compared previ. day:+0,500%
04/4/2014 0,603 +0,003 -> Increase compared previ. day:+0,500%
07/4/2014 0,600 -0,003 -> Reduction compared prev.day:-0,498%
08/4/2014 0,599 -0,001 -> Reduction compared prev.day:-0,167%
09/4/2014 0,599 =0,000 -> Reduction compared prev.day:=0,000%
10/4/2014 0,600  Theorical expected value
11/4/2014 0,601  Theorical expected value
14/4/2014 0,601  Theorical expected value
15/4/2014 0,603  Theorical expected value
16/4/2014 0,603  Theorical expected value
17/4/2014 0,605  Theorical expected value
22/4/2014 0,605  Theorical expected value
23/4/2014 0,607  Theorical expected value
24/4/2014 0,607  Theorical expected value
25/4/2014 0,607  Theorical expected value
28/4/2014 0,608  Theorical expected value
29/4/2014 0,608  Theorical expected value
30/4/2014 0,609  Theorical expected value
  
This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be:
587,27 €.
Compared one year ago, in April'13 (0,528%): 581,27 €
Expected monthly extra expenses will be: 6,57 €.
 
Expected yearly extra expenses will be:  79 
(+1,13%
 
(The monthly payments are calculated using the french metod type)
 
Euribor from 1 week to 12 months of 9/4/2014:

1 we. 2 we. 1 mo. 2 mo.
0,215 0,226 0,251 0,289
3 mo. 6 mo. 9 mo. 12 mo.
0,327 0,427 0,509 0,599

Real average of Euribor of the current month from 1 week to 12 months:

1 w(av) 2 w(av) 1 m(av) 2 m(av)
0,209 0,219 0,246 0,285
3 m(av) 6 m(av) 9 m(av) 12m(a)
0,322 0,424 0,508 0,599

Note: On right you have a small application where you can calculate your mortgage monthly payment.
 
Published date: 9/4/2014 at 13:55

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