Tuesday, 29 April 2014

Euribor 29/4/2014 (12 months & other types)

Forecast of April average: 0,604 (Reliability: 95%)
Oficial value of day 29/4/14: 0,621 (+0,161%)
 
Comments: Today increases one thousand and all the rest of the Euribor types are similar compared yesterday values, the Euribor at 1 week decreases 6 thousands: 0,253 (-2,3%). The next update will be done tomorrow around 13:50 hours.
 
(At the end of this info. you will find Euribor from 1 week to 11 months)
 
__Date___Interest rate_
01/4/2014 0,591 +0,001 -> 
Increase compared previ. day:+0,169%
02/4/2014 0,599 +0,008 -> Increase compared previ. day:+1,354%
03/4/2014 0,600 +0,001 -> Increase compared previ. day:+0,500%
04/4/2014 0,603 +0,003 -> Increase compared previ. day:+0,500%
07/4/2014 0,600 -0,003 -> Reduction compared prev.day:-0,498%
08/4/2014 0,599 -0,001 -> Reduction compared prev.day:-0,167%
09/4/2014 0,599 =0,000 -> Reduction compared prev.day:=0,000%
10/4/2014 0,599 =0,000 -> Reduction compared prev.day:=0,000%
11/4/2014 0,601 +0,002 -> Increase compared previ. day:+0,334%
14/4/2014 0,599 -0,002 -> Reduction compared prev.day:-0,333%
15/4/2014 0,598 -0,001 -> Reduction compared prev.day:-0,167%
16/4/2014 0,598 =0,000 -> Increase compared previ. day:=0,000%
17/4/2014 0,599 +0,001 -> Increase compared previ. day:+0,167%
22/4/2014 0,603 +0,004 -> Increase compared previ. day:+0,668%
23/4/2014 0,606 +0,003 -> Increase compared previ. day:+0,498%
24/4/2014 0,611 +0,005 -> Increase compared previ. day:+0,825%
25/4/2014 0,619 +0,008 -> Increase compared previ. day:+1,309%
28/4/2014 0,620 +0,001 -> Increase compared previ. day::+0,162%
29/4/2014 0,621 +0,001 -> Reduction compared prev.day:+0,161%
30/4/2014 0,621  Theorical expected value 
  
This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be:
587,27 €.
Compared one year ago, in April'13 (0,528%): 581,27 €
Expected monthly extra expenses will be: 6,57 €.
 
Expected yearly extra expenses will be:  79 
(+1,13%
 
(The monthly payments are calculated using the french metod type)
 
Euribor from 1 week to 12 months of 29/4/2014:

1 we. 2 we. 1 mo. 2 mo.
0,253 0,255 0,269 0,308
3 mo. 6 mo. 9 mo. 12 mo.
0,347 0,444 0,529 0,621

Real average of Euribor of the current month from 1 week to 12 months:

1 w(av) 2 w(av) 1 m(av) 2 m(av)
0,223 0,230 0,252 0,290
3 m(av) 6 m(av) 9 m(av) 12m(a)
0,329 0,429 0,513 0,603

Note: On right you have a small application where you can calculate your mortgage monthly payment.
 
Published date: 29/4/2014 at 13:55

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