Euribor 1/4/2014 (12 months & other types)

Forecast of April average: 0,594 (Reliability: 5%)

Oficial value of day 1/4/14: 0,591 (+0,169%)

 

Comments: Today increases one thousand and all the rest of the Euribor types are lower or equal compared yesterday values, the Euribor at 1 week decreases 3 thousands: 0,196 (-1,5%). The next update will be done tomorrow around 13:50 hours.

 

(At the end of this info. you will find Euribor from 1 week to 11 months)

 

__Date___Interest rate_
01/4/2014 0,591 +0,001 -> Reduction compared prev.day:+0,169%

02/4/2014 0,591  Theorical expected value

03/4/2014 0,589  ECB, not expected changes(=0,25%)

04/4/2014 0,589  Theorical expected value

07/4/2014 0,590  Theorical expected value

08/4/2014 0,590  Theorical expected value

09/4/2014 0,592  Theorical expected value

10/4/2014 0,593  Theorical expected value

11/4/2014 0,594  Theorical expected value

14/4/2014 0,594  Theorical expected value

15/4/2014 0,596  Theorical expected value

16/4/2014 0,594  Theorical expected value

17/4/2014 0,596  Theorical expected value

22/4/2014 0,596  Theorical expected value

23/4/2014 0,598  Theorical expected value

24/4/2014 0,598  Theorical expected value

25/4/2014 0,598  Theorical expected value

28/4/2014 0,599  Theorical expected value

29/4/2014 0,599  Theorical expected value

30/4/2014 0,600  Theorical expected value 

  

This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be: 586,76 €.
Compared one year ago, in April'13 (0,528%): 581,27 €
Expected monthly extra expenses will be: 5,49 €. 
Expected yearly extra expenses will be:  66 € (+0,94%) 
 

(The monthly payments are calculated using the french metod type)

 

Euribor from 1 week to 12 months of 1/4/2014:

1 we.	2 we.	1 mo.	2 mo.
0,196	0,205	0,235	0,277
3 mo.	6 mo.	9 mo.	12 mo.
0,313	0,418	0,500	0,591

Real average of Euribor of the current month from 1 week to 12 months:

1 w(av)	2 w(av)	1 m(av)	2 m(av)
0,196	0,205	0,235	0,277
3 m(av)	6 m(av)	9 m(av)	12m(a)
0,313	0,418	0,500	0,591

Note: On right you have a small application where you can calculate your mortgage monthly payment.

 

Published date: 1/4/2014 at 13:55