Wednesday, 2 April 2014

Euribor 2/4/2014 (12 months & other types)

Forecast of April average: 0,607 (Reliability: 10%)
Oficial value of day 2/4/14: 0,599 (+1,354%)
 
Comments: Today increases 8 thousands and all the rest of the Euribor types are higher compared yesterday values, the Euribor at 1 week increases 9 thousands: 0,205 (+4,5%). The next update will be done tomorrow around 13:50 hours.
 
(At the end of this info. you will find Euribor from 1 week to 11 months)
 
__Date___Interest rate_
01/4/2014 0,591 +0,001 -> 
Increase compared previ. day:+0,169%
02/4/2014 0,599 +0,008 -> Increase compared previ. day:+1,354%
03/4/2014 0,601  ECB, not expected changes(=0,25%)  
04/4/2014 0,601  Theorical expected value
07/4/2014 0,602  Theorical expected value
08/4/2014 0,602  Theorical expected value
09/4/2014 0,604  Theorical expected value
10/4/2014 0,605  Theorical expected value
11/4/2014 0,606  Theorical expected value
14/4/2014 0,606  Theorical expected value
15/4/2014 0,608  Theorical expected value
16/4/2014 0,610  Theorical expected value
17/4/2014 0,612  Theorical expected value
22/4/2014 0,612  Theorical expected value
23/4/2014 0,614  Theorical expected value
24/4/2014 0,614  Theorical expected value
25/4/2014 0,614  Theorical expected value
28/4/2014 0,615  Theorical expected value
29/4/2014 0,615  Theorical expected value
30/4/2014 0,616  Theorical expected value
  
This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be:
587,27 €.
Compared one year ago, in April'13 (0,528%): 581,27 €
Expected monthly extra expenses will be: 6,57 €.
 
Expected yearly extra expenses will be:  79 
(+1,13%
 
(The monthly payments are calculated using the french metod type)
 
Euribor from 1 week to 12 months of 2/4/2014:

1 we. 2 we. 1 mo. 2 mo.
0,205 0,214 0,242 0,281
3 mo. 6 mo. 9 mo. 12 mo.
0,319 0,423 0,507 0,599

Real average of Euribor of the current month from 1 week to 12 months:

1 w(av) 2 w(av) 1 m(av) 2 m(av)
0,201 0,210 0,239 0,279
3 m(av) 6 m(av) 9 m(av) 12m(a)
0,316 0,421 0,504 0,595

Note: On right you have a small application where you can calculate your mortgage monthly payment.
 
Published date: 2/4/2014 at 13:55

No comments:

Post a Comment

Note: only a member of this blog may post a comment.