Euribor 31/1/2014 & final value of January average

Final value of January average: 0,562

Oficial value of day 31/1/2014: 0,559 (-0,534%)

 

Comments: Today decreases 3 thousands, and practically all of the Euribor types are lower compared yesterday values. Coming soon this value will be confirmed by European Central Bank or by the Bank of each country.

 

(At the end of this info. you will find Euribor from 1 week to 11 months)

 

__Date___Interest rate_
02/01/2014 0,555 -0,001 -> Decrease compared previ. day:-0,180%
03/01/2014 0,551 -0,004 -> Decrease compared previ. day:-0,721%
06/01/2014 0,550 -0,001 -> Decrease compared previ. day:-0,181%
07/01/2014 0,550 =0,000 -> Decrease compared previ. day:=0,000%
08/01/2014 0,552 +0,002 -> Increase compared previ. day:+0,364%
09/01/2014 0,557 +0,005 -> Increase compared previ. day:+0,906%
10/01/2014 0,557 =0,000 -> Increase compared previ. day:=0,000%
13/01/2014 0,557 =0,000 -> Increase compared previ. day:=0,000%
14/01/2014 0,557 =0,000 -> Increase compared previ. day:=0,000%
15/01/2014 0,565 +0,008 -> Increase compared previ. day:+1,436%
16/01/2014 0,572 +0,007 -> Increase compared previ. day:+1,239%
17/01/2014 0,571 -0,001 -> Decrease compared previ. day:-0,175%
20/01/2014 0,570 -0,001 -> Decrease compared previ. day:-0,175%
21/01/2014 0,571 +0,001 -> Increase compared previ. day:+0,175%
22/01/2014 0,570 -0,001 -> Decrease compared previ. day:-0,175%
23/01/2014 0,570 =0,000 -> Decrease compared previ. day:=0,000%
24/01/2014 0,567 -0,003 -> Decrease compared previ. day:-0,526%
27/01/2014 0,569 +0,002 -> Increase compared previ. day:+0,353%
28/01/2014 0,569 =0,000 -> Increase compared previ. day:=0,000%
29/01/2014 0,566 -0,003 -> Decrease compared previ. day:-0,527%
30/01/2014 0,562 -0,004 -> Decrease compared previ. day:-0,707%
31/01/2014 0,559 -0,003 -> Decrease compared previ. day:-0,534%

  

This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be: 584,09 €.
Compared one year ago, in January'13 (0,575%): 585,17 €
Expected monthly savings will be: 1,08 €. 
Expected yearly savings will be:  13 € (-0,18%) 
 

(The monthly payments are calculated using the french metod type)

 

Euribor from 1 week to 12 months of 31/1/2014:

 

1 we.	2 we.	1 mo.	2 mo.
0,188	0,202	0,230	0,262
3 mo.	6 mo.	9 mo.	12 mo.
0,296	0,396	0,483	0,559

 

Real average of Euribor of the current month from 1 week to 12 months:

 

1 w(av)	2 w(av)	1 m(av)	2 m(av)
0,194	0,206	0,224	0,259
3 m(av)	6 m(av)	9 m(av)	12m(a)
0,292	0,396	0,487	0,562

 

Graphic of the current month till today of Euribor at 12 months:

 

 

Note: On right you have a small application where you can calculate your mortgage monthly payment.

 

Published date: 31/1/2014 at 13:55

Euribor 30/1/2014 (12 months & other types)

Forecast of January average: 0,563 (Reliability: 95%)

Oficial value of day 30/1/14: 0,562 (-0,707%)

 

Comments: Today decreases 6 thousands and the rest of the Euribor types lower compared yesterday values, the Euribor at 1 week decreases 16 thousands: 0,191 (-7,7%). The next update will be done tomorrow around 13:50 hours.

 

(At the end of this info. you will find Euribor from 1 week to 11 months)

 

__Date___Interest rate_
02/01/2014 0,555 -0,001 -> Decrease compared previ. day:-0,180%
03/01/2014 0,551 -0,004 -> Decrease compared previ. day:-0,721%
06/01/2014 0,550 -0,001 -> Decrease compared previ. day:-0,181%
07/01/2014 0,550 =0,000 -> Decrease compared previ. day:=0,000%
08/01/2014 0,552 +0,002 -> Increase compared previ. day:+0,364%
09/01/2014 0,557 +0,005 -> Increase compared previ. day:+0,906%
10/01/2014 0,557 =0,000 -> Increase compared previ. day:=0,000%
13/01/2014 0,557 =0,000 -> Increase compared previ. day:=0,000%
14/01/2014 0,557 =0,000 -> Increase compared previ. day:=0,000%
15/01/2014 0,565 +0,008 -> Increase compared previ. day:+1,436%
16/01/2014 0,572 +0,007 -> Increase compared previ. day:+1,239%
17/01/2014 0,571 -0,001 -> Decrease compared previ. day:-0,175%
20/01/2014 0,570 -0,001 -> Decrease compared previ. day:-0,175%
21/01/2014 0,571 +0,001 -> Increase compared previ. day:+0,175%
22/01/2014 0,570 -0,001 -> Decrease compared previ. day:-0,175%
23/01/2014 0,570 =0,000 -> Decrease compared previ. day:=0,000%
24/01/2014 0,567 -0,003 -> Decrease compared previ. day:-0,526%
27/01/2014 0,569 +0,002 -> Increase compared previ. day:+0,353%
28/01/2014 0,569 =0,000 -> Increase compared previ. day:=0,000%
29/01/2014 0,566 -0,003 -> Decrease compared previ. day:-0,527%
30/01/2014 0,562 -0,004 -> Decrease compared previ. day:-0,707%
31/01/2014 0,561  Theorical expected value

  

This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be: 584,01 €.
Compared one year ago, in January'13 (0,575%): 585,17 €
Expected monthly savings will be: 1,16 €. 
Expected yearly savings will be:  14 € (-0,20%) 
 

(The monthly payments are calculated using the french metod type)

 

Euribor from 1 week to 12 months of 30/1/2014:

 

1 we.	2 we.	1 mo.	2 mo.
0,191	0,206	0,232	0,265
3 mo.	6 mo.	9 mo.	12 mo.
0,298	0,399	0,487	0,562

 

 

Real average of Euribor of the current month from 1 week to 12 months:

 

1 w(av)	2 w(av)	1 m(av)	2 m(av)
0,195	0,206	0,224	0,258
3 m(av)	6 m(av)	9 m(av)	12m(a)
0,292	0,396	0,487	0,562

 

Note: On right you have a small application where you can calculate your mortgage monthly payment.

 

Published date: 30/1/2014 at 13:55

 

Euribor 29/1/2014 (12 months & other types)

Forecast of January average: 0,563 (Reliability: 90%)

Oficial value of day 29/1/14: 0,566 (-0,527%)

 

Comments: Today decreases 3 thousands and the rest of the Euribor types lower compared yesterday values, the Euribor at 1 week decreases 7 thousands: 0,207 (-2,8%). The next update will be done tomorrow around 13:50 hours.

 

(At the end of this info. you will find Euribor from 1 week to 11 months)

 

__Date___Interest rate_
02/01/2014 0,555 -0,001 -> Decrease compared previ. day:-0,180%
03/01/2014 0,551 -0,004 -> Decrease compared previ. day:-0,721%
06/01/2014 0,550 -0,001 -> Decrease compared previ. day:-0,181%
07/01/2014 0,550 =0,000 -> Decrease compared previ. day:=0,000%
08/01/2014 0,552 +0,002 -> Increase compared previ. day:+0,364%
09/01/2014 0,557 +0,005 -> Increase compared previ. day:+0,906%
10/01/2014 0,557 =0,000 -> Increase compared previ. day:=0,000%
13/01/2014 0,557 =0,000 -> Increase compared previ. day:=0,000%
14/01/2014 0,557 =0,000 -> Increase compared previ. day:=0,000%
15/01/2014 0,565 +0,008 -> Increase compared previ. day:+1,436%
16/01/2014 0,572 +0,007 -> Increase compared previ. day:+1,239%
17/01/2014 0,571 -0,001 -> Decrease compared previ. day:-0,175%
20/01/2014 0,570 -0,001 -> Decrease compared previ. day:-0,175%
21/01/2014 0,571 +0,001 -> Increase compared previ. day:+0,175%
22/01/2014 0,570 -0,001 -> Decrease compared previ. day:-0,175%
23/01/2014 0,570 =0,000 -> Decrease compared previ. day:=0,000%
24/01/2014 0,567 -0,003 -> Decrease compared previ. day:-0,526%
27/01/2014 0,569 +0,002 -> Increase compared previ. day:+0,353%
28/01/2014 0,569 =0,000 -> Increase compared previ. day:=0,000%
29/01/2014 0,566 -0,003 -> Decrease compared previ. day:-0,527%
30/01/2014 0,565  Theorical expected value
31/01/2014 0,564  Theorical expected value

  

This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be: 584,01 €.
Compared one year ago, in January'13 (0,575%): 585,17 €
Expected monthly savings will be: 1,16 €. 
Expected yearly savings will be:  14 € (-0,20%) 
 

(The monthly payments are calculated using the french metod type)

 

Euribor from 1 week to 12 months of 29/1/2014:

 

1 we.	2 we.	1 mo.	2 mo.
0,207	0,218	0,237	0,268
3 mo.	6 mo.	9 mo.	12 mo.
0,300	0,402	0,490	0,566

 

Real average of Euribor of the current month from 1 week to 12 months:

 

1 w(av)	2 w(av)	1 m(av)	2 m(av)
0,195	0,206	0,224	0,258
3 m(av)	6 m(av)	9 m(av)	12m(a)
0,292	0,396	0,487	0,562

 

 

Note: On right you have a small application where you can calculate your mortgage monthly payment.

 

Published date: 29/1/2014 at 13:55

 

Euribor 28/1/2014 (12 months & other types)

Forecast of January average: 0,563 (Reliability: 86%)

Oficial value of day 28/1/14: 0,569 (=)

 

Comments: Today repeats value and the rest of the Euribor types with slightly changes compared yesterday values, the Euribor at 1 week increases 3 thousands: 0,213 (+1,4%). The next update will be done tomorrow around 13:50 hours.

 

(At the end of this info. you will find Euribor from 1 week to 11 months)

 

__Date___Interest rate_
02/01/2014 0,555 -0,001 -> Decrease compared previ. day:-0,180%
03/01/2014 0,551 -0,004 -> Decrease compared previ. day:-0,721%
06/01/2014 0,550 -0,001 -> Decrease compared previ. day:-0,181%
07/01/2014 0,550 =0,000 -> Decrease compared previ. day:=0,000%
08/01/2014 0,552 +0,002 -> Increase compared previ. day:+0,364%
09/01/2014 0,557 +0,005 -> Increase compared previ. day:+0,906%
10/01/2014 0,557 =0,000 -> Increase compared previ. day:=0,000%
13/01/2014 0,557 =0,000 -> Increase compared previ. day:=0,000%
14/01/2014 0,557 =0,000 -> Increase compared previ. day:=0,000%
15/01/2014 0,565 +0,008 -> Increase compared previ. day:+1,436%
16/01/2014 0,572 +0,007 -> Increase compared previ. day:+1,239%
17/01/2014 0,571 -0,001 -> Decrease compared previ. day:-0,175%
20/01/2014 0,570 -0,001 -> Decrease compared previ. day:-0,175%
21/01/2014 0,571 +0,001 -> Increase compared previ. day:+0,175%
22/01/2014 0,570 -0,001 -> Decrease compared previ. day:-0,175%
23/01/2014 0,570 =0,000 -> Decrease compared previ. day:=0,000%
24/01/2014 0,567 -0,003 -> Decrease compared previ. day:-0,526%
27/01/2014 0,569 +0,002 -> Increase compared previ. day:+0,353%
28/01/2014 0,569 =0,000 -> Increase compared previ. day:=0,000%
29/01/2014 0,570  Theorical expected value   
30/01/2014 0,571  Theorical expected value   
31/01/2014 0,569  Theorical expected value

  

This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be: 584,01 €.
Compared one year ago, in January'13 (0,575%): 585,17 €
Expected monthly savings will be: 1,16 €. 
Expected yearly savings will be:  14 € (-0,20%) 
 

(The monthly payments are calculated using the french metod type)

 

Euribor from 1 week to 12 months of 28/1/2014:

 

1 we.	2 we.	1 mo.	2 mo.
0,213	0,223	0,241	0,271
3 mo.	6 mo.	9 mo.	12 mo.
0,301	0,404	0,492	0,569

 

Real average of Euribor of the current month from 1 week to 12 months:

 

1 w(av)	2 w(av)	1 m(av)	2 m(av)
0,194	0,205	0,223	0,258
3 m(av)	6 m(av)	9 m(av)	12m(a)
0,291	0,396	0,487	0,562

 

Note: On right you have a small application where you can calculate your mortgage monthly payment.

 

Published date: 28/1/2014 at 13:55

 

Euribor 27/1/2014 (12 months & other types)

Forecast of January average: 0,563 (Reliability: 80%)

Oficial value of day 27/1/14: 0,569 (+0,353%)

 

Comments: Today increases 2 thousands and the rest of the Euribor types with slightly changes compared yesterday values, the Euribor at 1 week decreases one thousand: 0,210 (-0,4%). The next update will be done tomorrow around 13:50 hours.

 

(At the end of this info. you will find Euribor from 1 week to 11 months)

 

__Date___Interest rate_
02/01/2014 0,555 -0,001 -> Decrease compared previ. day:-0,180%
03/01/2014 0,551 -0,004 -> Decrease compared previ. day:-0,721%
06/01/2014 0,550 -0,001 -> Decrease compared previ. day:-0,181%
07/01/2014 0,550 =0,000 -> Decrease compared previ. day:=0,000%
08/01/2014 0,552 +0,002 -> Increase compared previ. day:+0,364%
09/01/2014 0,557 +0,005 -> Increase compared previ. day:+0,906%
10/01/2014 0,557 =0,000 -> Increase compared previ. day:=0,000%
13/01/2014 0,557 =0,000 -> Increase compared previ. day:=0,000%
14/01/2014 0,557 =0,000 -> Increase compared previ. day:=0,000%
15/01/2014 0,565 +0,008 -> Increase compared previ. day:+1,436%
16/01/2014 0,572 +0,007 -> Increase compared previ. day:+1,239%
17/01/2014 0,571 -0,001 -> Decrease compared previ. day:-0,175%
20/01/2014 0,570 -0,001 -> Decrease compared previ. day:-0,175%
21/01/2014 0,571 +0,001 -> Increase compared previ. day:+0,175%
22/01/2014 0,570 -0,001 -> Decrease compared previ. day:-0,175%
23/01/2014 0,570 =0,000 -> Decrease compared previ. day:=0,000%
24/01/2014 0,567 -0,003 -> Decrease compared previ. day:-0,526%
27/01/2014 0,569 +0,002 -> Increase compared previ. day:+0,353%
28/01/2014 0,570  Theorical expected value 
29/01/2014 0,572  Theorical expected value 
30/01/2014 0,574  Theorical expected value 
31/01/2014 0,570  Theorical expected value 

  

This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be: 584,01 €.
Compared one year ago, in January'13 (0,575%): 585,17 €
Expected monthly savings will be: 1,16 €. 
Expected yearly savings will be:  14 € (-0,20%) 
 

(The monthly payments are calculated using the french metod type)

 

Euribor from 1 week to 12 months of 27/1/2014:

 

1 we.	2 we.	1 mo.	2 mo.
0,210	0,222	0,239	0,269
3 mo.	6 mo.	9 mo.	12 mo.
0,300	0,404	0,493	0,569

 

Real average of Euribor of the current month from 1 week to 12 months:

 

1 w(av)	2 w(av)	1 m(av)	2 m(av)
0,193	0,204	0,222	0,257
3 m(av)	6 m(av)	9 m(av)	12m(a)
0,291	0,395	0,487	0,562

 

 

Note: On right you have a small application where you can calculate your mortgage monthly payment.

 

Published date: 27/1/2014 at 13:55

 

Euribor 24/1/2014 (12 months & other types)

Forecast of January average: 0,563 (Reliability: 76%)

Oficial value of day 24/1/14: 0,567 (-0,526%)

 

Comments: Today decreases 3 thousands and the rest of the Euribor types with slightly changes compared yesterday values, the Euribor at 1 week decreases 2 thousands: 0,211 (-0,9%). The next update will be done tomorrow around 13:50 hours.

 

(At the end of this info. you will find Euribor from 1 week to 11 months)

 

__Date___Interest rate_
02/01/2014 0,555 -0,001 -> Decrease compared previ. day:-0,180%
03/01/2014 0,551 -0,004 -> Decrease compared previ. day:-0,721%
06/01/2014 0,550 -0,001 -> Decrease compared previ. day:-0,181%
07/01/2014 0,550 =0,000 -> Decrease compared previ. day:=0,000%
08/01/2014 0,552 +0,002 -> Increase compared previ. day:+0,364%
09/01/2014 0,557 +0,005 -> Increase compared previ. day:+0,906%
10/01/2014 0,557 =0,000 -> Increase compared previ. day:=0,000%
13/01/2014 0,557 =0,000 -> Increase compared previ. day:=0,000%
14/01/2014 0,557 =0,000 -> Increase compared previ. day:=0,000%
15/01/2014 0,565 +0,008 -> Increase compared previ. day:+1,436%
16/01/2014 0,572 +0,007 -> Increase compared previ. day:+1,239%
17/01/2014 0,571 -0,001 -> Decrease compared previ. day:-0,175%
20/01/2014 0,570 -0,001 -> Decrease compared previ. day:-0,175%
21/01/2014 0,571 +0,001 -> Increase compared previ. day:+0,175%
22/01/2014 0,570 -0,001 -> Decrease compared previ. day:-0,175%
23/01/2014 0,570 =0,000 -> Decrease compared previ. day:=0,000%
24/01/2014 0,567 -0,003 -> Decrease compared previ. day:-0,526%
27/01/2014 0,568  Theorical expected value  
28/01/2014 0,569  Theorical expected value  
29/01/2014 0,571  Theorical expected value  
30/01/2014 0,573  Theorical expected value  
31/01/2014 0,569  Theorical expected value

  

This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be: 584,01 €.
Compared one year ago, in January'13 (0,575%): 585,17 €
Expected monthly savings will be: 1,16 €. 
Expected yearly savings will be:  14 € (-0,20%) 
 

(The monthly payments are calculated using the french metod type)

 

Euribor from 1 week to 12 months of 24/1/2014:

 

1 we.	2 we.	1 mo.	2 mo.
0,211	0,222	0,238	0,269
3 mo.	6 mo.	9 mo.	12 mo.
0,300	0,401	0,491	0,567

 

Real average of Euribor of the current month from 1 week to 12 months:

 

1 w(av)	2 w(av)	1 m(av)	2 m(av)
0,192	0,203	0,221	0,256
3 m(av)	6 m(av)	9 m(av)	12m(a)
0,290	0,395	0,486	0,561

 

Graphic of the current month till today of Euribor at 12 months:

 

 

Note: On right you have a small application where you can calculate your mortgage monthly payment.

 

Published date: 24/1/2014 at 13:55