Euribor 30/09/2013 & final value of September average

Final value of September average: 0,543

Oficial value of day 30/9/2013: 0,539 (+0,186%)

 

Comments: Today increases one thousandth, and practically all of the Euribor types are a little bit higher or equal compared yesterday values. Coming soon this value will be confirmed by European Central Bank or by the Bank of each country.

 

(At the end of this info. you will find Euribor from 1 week to 11 months)

 

__Date___Interest rate_
02/09/2013 0,550 +0,005 -> Increase compared previ. day:+0,917%
03/09/2013 0,548 -0,002 -> Reduction compared prev. day :-0,364%
04/09/2013 0,549 +0,001 -> Increase compared previ. day:+0,182%
05/09/2013 0,551 +0,002 -> Increase compared previ. day:+0,364%
06/09/2013 0,551 =0,000 -> Increase compared previ. day:=0,000%
09/09/2013 0,547 -0,004 -> Reduction compared prev. day :-0,726%
10/09/2013 0,549 +0,002 -> Increase compared previ. day:+0,366%
11/09/2013 0,550 +0,001 -> Increase compared previ. day:+0,182%
12/09/2013 0,547 -0,003 -> Reduction compared prev. day :-0,545%
13/09/2013 0,548 +0,001 -> Increase compared previ. day:+0,183%
16/09/2013 0,542 -0,006 -> Reduction compared prev. day :-1,095%
17/09/2013 0,542 =0,000 -> Reduction compared prev. day:=0,000%
18/09/2013 0,543 +0,001 -> Increase compared previ. day:+0,185%
19/09/2013 0,537 -0,006 -> Reduction compared prev. day:-1,105%
20/09/2013 0,536 -0,001 -> Reduction compared prev. day:-0,186%
23/09/2013 0,538 +0,002 -> Increase compared previ. day:+0,373%
24/09/2013 0,534 -0,004 -> Reduction compared prev. day:-0,743%
25/09/2013 0,536 +0,002 -> Increase compared previ. day:+0,375%
26/09/2013 0,537 +0,001 -> Increase compared previ. day:+0,187%
27/09/2013 0,538 +0,001 -> Incremen. respecto al día ant.:+0,186%
30/09/2013 0,539 +0,001 -> Incremen. respecto al día ant.:+0,186%

  

This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be: 582,51 €.
Compared one year ago, in Setember'12 (0,740%): 599,01 €
Expected monthly savings will be: 16,49 €. 
Expected yearly savings will be:  198 € (-2,75%) 
 

(The monthly payments are calculated using the french metod type)

 

Euribor from 1 week to 12 months of 30/9/2013:

 

1 we.	2 we.	3 we.	1 mo.	2 mo.	3 mo.	4 mo.
0,098	0,107	0,116	0,128	0,172	0,225	0,260
5 mo.	6 mo.	7 mo.	8 mo.	9 mo.	10 mo.	11 mo.
0,296	0,340	0,371	0,410	0,448	0,478	0,508
12 mo.
0,539

 

Real average of Euribor of the current month from 1 week to 12 months:

 

1 w(av)	2 w(av)	3 w(av)	1 m(av)	2 m(av)	3 m(av)	4 m(av)
0,098	0,106	0,114	0,128	0,174	0,223	0,257
5 m(av)	6 m(av)	7 m(av)	8 m(av)	9 m(av)	10m(a)	11m(a)
0,296	0,340	0,374	0,410	0,449	0,483	0,514
12m(a)
0,543

 

Graphic of the current month till today of Euribor at 12 months:

 

 

Note: On right you have a small application where you can calculate your mortgage monthly payment.

 

Published date: 30/9/2013 at 13:55

Euribor 27/9/2013 (12 months & other types)

Forecast of Setember average: 0,543 (Reliability: 95%)

Oficial value of day 27/9/13: 0,538 (+0,186%)

 

Comments: Today increases one thousandth and the rest of the Euribor types with slightly changes  compared yesterday values, and the Euribor at 1 week decreases increases 4 thousandths: 0,098 (-3,9%). The next update will be done tomorrow around 13:50 hours.

 

(At the end of this info. you will find Euribor from 1 week to 11 months)

 

__Date___Interest rate_
02/09/2013 0,550 +0,005 -> Increase compared previ. day:+0,917%
03/09/2013 0,548 -0,002 -> Reduction compared prev. day :-0,364%
04/09/2013 0,549 +0,001 -> Increase compared previ. day:+0,182%
05/09/2013 0,551 +0,002 -> Increase compared previ. day:+0,364%
06/09/2013 0,551 =0,000 -> Increase compared previ. day:=0,000%
09/09/2013 0,547 -0,004 -> Reduction compared prev. day :-0,726%
10/09/2013 0,549 +0,002 -> Increase compared previ. day:+0,366%
11/09/2013 0,550 +0,001 -> Increase compared previ. day:+0,182%
12/09/2013 0,547 -0,003 -> Reduction compared prev. day :-0,545%
13/09/2013 0,548 +0,001 -> Increase compared previ. day:+0,183%
16/09/2013 0,542 -0,006 -> Reduction compared prev. day :-1,095%
17/09/2013 0,542 =0,000 -> Reduction compared prev. day:=0,000%
18/09/2013 0,543 +0,001 -> Increase compared previ. day:+0,185%
19/09/2013 0,537 -0,006 -> Reduction compared prev. day:-1,105%
20/09/2013 0,536 -0,001 -> Reduction compared prev. day:-0,186%
23/09/2013 0,538 +0,002 -> Increase compared previ. day:+0,373%
24/09/2013 0,534 -0,004 -> Reduction compared prev. day:-0,743%
25/09/2013 0,536 +0,002 -> Increase compared previ. day:+0,375%
26/09/2013 0,537 +0,001 -> Increase compared previ. day:+0,187%
27/09/2013 0,537  Theorical expected value         
30/09/2013 0,536  Theorical expected value

  

This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be: 582,51 €.
Compared one year ago, in Setember'12 (0,740%): 599,01 €
Expected monthly savings will be: 16,49 €. 
Expected yearly savings will be:  198 € (-2,75%) 
 

(The monthly payments are calculated using the french metod type)

 

Euribor from 1 week to 12 months of 27/9/2013:

 

1 we.	2 we.	3 we.	1 mo.	2 mo.	3 mo.	4 mo.
0,098	0,106	0,115	0,127	0,172	0,224	0,257
5 mo.	6 mo.	7 mo.	8 mo.	9 mo.	10 mo.	11 mo.
0,295	0,338	0,370	0,408	0,446	0,478	0,507
12 mo.
0,538

 

Real average of Euribor of the current month from 1 week to 12 months:

 

1 w(av)	2 w(av)	3 w(av)	1 m(av)	2 m(av)	3 m(av)	4 m(av)
0,098	0,106	0,114	0,128	0,174	0,223	0,257
5 m(av)	6 m(av)	7 m(av)	8 m(av)	9 m(av)	10m(a)	11m(a)
0,296	0,340	0,374	0,410	0,449	0,483	0,514
12m(a)
0,544

 

Graphic of the current month till today of Euribor at 12 months:

 

 

Note: On right you have a small application where you can calculate your mortgage monthly payment.

 

Published date: 27/9/2013 at 13:55

Euribor 26/9/2013 (12 months & other types)

Forecast of Setember average: 0,544 (Reliability: 90%)

Oficial value of day 26/9/13: 0,537 (+0,187%)

 

Comments: Today increases one thousandth and the rest of the Euribor types with slightly changes  compared yesterday values, the Euribor at 1 week increases increases other thousandth: 0,102 (+1%). The next update will be done tomorrow around 13:50 hours.

 

(At the end of this info. you will find Euribor from 1 week to 11 months)

 

__Date___Interest rate_
02/09/2013 0,550 +0,005 -> Increase compared previ. day:+0,917%
03/09/2013 0,548 -0,002 -> Reduction compared prev. day :-0,364%
04/09/2013 0,549 +0,001 -> Increase compared previ. day:+0,182%
05/09/2013 0,551 +0,002 -> Increase compared previ. day:+0,364%
06/09/2013 0,551 =0,000 -> Increase compared previ. day:=0,000%
09/09/2013 0,547 -0,004 -> Reduction compared prev. day :-0,726%
10/09/2013 0,549 +0,002 -> Increase compared previ. day:+0,366%
11/09/2013 0,550 +0,001 -> Increase compared previ. day:+0,182%
12/09/2013 0,547 -0,003 -> Reduction compared prev. day :-0,545%
13/09/2013 0,548 +0,001 -> Increase compared previ. day:+0,183%
16/09/2013 0,542 -0,006 -> Reduction compared prev. day :-1,095%
17/09/2013 0,542 =0,000 -> Reduction compared prev. day:=0,000%
18/09/2013 0,543 +0,001 -> Increase compared previ. day:+0,185%
19/09/2013 0,537 -0,006 -> Reduction compared prev. day:-1,105%
20/09/2013 0,536 -0,001 -> Reduction compared prev. day:-0,186%
23/09/2013 0,538 +0,002 -> Increase compared previ. day:+0,373%
24/09/2013 0,534 -0,004 -> Reduction compared prev. day:-0,743%
25/09/2013 0,536 +0,002 -> Increase compared previ. day:+0,375%
26/09/2013 0,537 +0,001 -> Increase compared previ. day:+0,187%
27/09/2013 0,537  Theorical expected value         
30/09/2013 0,536  Theorical expected value

  

This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be: 582,60 €.
Compared one year ago, in Setember'12 (0,740%): 599,01 €
Expected monthly savings will be: 16,41 €. 
Expected yearly savings will be:  197 € (-2,74%) 
 

(The monthly payments are calculated using the french metod type)

 

Euribor from 1 week to 12 months of 26/9/2013:

 

1 we.	2 we.	3 we.	1 mo.	2 mo.	3 mo.	4 mo.
0,102	0,108	0,115	0,129	0,174	0,221	0,257
5 mo.	6 mo.	7 mo.	8 mo.	9 mo.	10 mo.	11 mo.
0,295	0,337	0,369	0,407	0,445	0,477	0,507
12 mo.
0,537

 

Real average of Euribor of the current month from 1 week to 12 months:

 

1 w(av)	2 w(av)	3 w(av)	1 m(av)	2 m(av)	3 m(av)	4 m(av)
0,098	0,106	0,114	0,128	0,174	0,223	0,257
5 m(av)	6 m(av)	7 m(av)	8 m(av)	9 m(av)	10m(a)	11m(a)
0,296	0,340	0,374	0,410	0,450	0,483	0,514
12m(a)
0,544

 

Note: On right you have a small application where you can calculate your mortgage monthly payment.

 

Published date: 26/9/2013 at 13:55