Euribor 3/1/2013 (12 months & other types)

Forecast of January average: 0,544 (Reliability: 7%)

Oficial value of day 3/1/13: 0,544 (+0,184%)

 

Comments: Today increases other thousandth, and practically the rest of the Euribor types with a slightly changes compared yesterday values, the Euribor at 1 week which decreases one thousandth: 0,079 (-1'2%). The next update will be done tomorrow around 13:50 hours.

 

(At the end of this info. you will find Euribor from 1 week to 11 months)

 

__Date___Interest rate_
02/01/2013 0,543 +0,001 -> Increase compared prev. day:+0,185%
03/01/2013 0,544 +0,001 -> Increase compared prev. day:+0,184%
04/01/2013 0,544  Theorical expected value    
07/01/2013 0,544  Theorical expected value    
08/01/2013 0,543  Theorical expected value    
09/01/2013 0,543  Theorical expected value    
10/01/2013 0,544  ECB, maybe -0,25 (¿0,50%?)    
11/01/2013 0,546  Theorical expected value    
14/01/2013 0,546  Theorical expected value    
15/01/2013 0,545  Theorical expected value    
16/01/2013 0,545  Theorical expected value    
17/01/2013 0,545  Theorical expected value    
18/01/2013 0,546  Theorical expected value    
21/01/2013 0,546  Theorical expected value    
22/01/2013 0,547  Theorical expected value    
23/01/2013 0,547  Theorical expected value    
24/01/2013 0,547  Theorical expected value    
25/01/2013 0,547  Theorical expected value    
28/01/2013 0,547  Theorical expected value    
29/01/2013 0,546  Theorical expected value    
30/01/2013 0,546  Theorical expected value    
31/01/2013 0,546  Theorical expected value    

    

This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be: 582,60 €.
Compared one year ago, in January'12 (1,837%): 696,06 €
Expected monthly savings will be: 113,46 €. 
Expected yearly savings will be:  1361 € (-16,30%) 
 

(The monthly payments are calculated using the french metod type)

 

Euribor from 1 week to 12 months of 3/1/2013:

 

1 se.	2 se.	3 se.	1 mes	2 mes.	3 mes	4 mes
0,079	0,087	0,095	0,109	0,150	0,189	0,230
5 mes	6 mes	7 mes	8 mes	9 mes	10 m.	11 m.
0,280	0,320	0,360	0,400	0,434	0,473	0,510
12 m.
0,544

 

Real average of Euribor of the current month from 1 week to 12 months:

 

1 s.(m)	2 s.(m)	3 s.(m)	1 m(m)	2 m(m)	3 m(m)	4 m(m)
0,080	0,088	0,095	0,109	0,150	0,189	0,230
5 m(m)	6 m(m)	7 m(m)	8 m(m)	9 m(m)	10m(m)	11m(m)
0,279	0,320	0,360	0,400	0,434	0,473	0,510
12m(m)
0,544

 

 

Note: On right you have a small application where you can calculate your mortgage monthly payment.

 

Published date: 3/1/2013 at 13:55