Friday 25 January 2013

Euribor 25/1/2013 (12 months & other types)

Forecast of January average: 0,571 (Reliability: 80%)
Oficial value of day 25/1/13: 0,590 (+0,855%)
 
Comments: Today increases 5 thousandths, and the rest of the Euribor types with slightly changes compared yesterday values, the Euribor at 1 week repeats value: 0,081 (=). The next update will be done tomorrow around 13:50 hours.
 
(At the end of this info. you will find Euribor from 1 week to 11 months)
 
__Date___Interest rate_
02/01/2013 0,543 +0,001 -> Increase compared prev. day:+0,185%
03/01/2013 0,544 +0,001 -> Increase compared prev. day:+0,184%
04/01/2013 0,549 +0,005 -> Increase compared prev. day:+0,919%
07/01/2013 0,550 +0,001 -> Increase compared prev. day:+0,182%
08/01/2013 0,551 +0,001 -> Increase compared prev. day:+0,182%
09/01/2013 0,551 =0,000 -> Increase compared prev. day:=0,000%
10/01/2013 0,550 -0,001 -> Reduction compared prev.day:-0,181%
11/01/2013 0,559 +0,009 -> Increase compared prev. day:+1,636%
14/01/2013 0,566 +0,007 -> Increase compared prev. day:+1,252%
15/01/2013 0,570 +0,004 -> Increase compared prev. day:+0,707%
16/01/2013 0,570 =0,000 -> Increase compared prev. day:=0,000%
17/01/2013 0,574 +0,004 -> Increase compared prev. day:+0,702%
18/01/2013 0,587 +0,013 -> Increase compared prev. day:+2,265%
21/01/2013 0,587 =0,000 -> Increase compared prev. day:=0,000%
22/01/2013 0,586 -0,001 -> Reduction compared prev.day:-0,170%
23/01/2013 0,586 =0,000 -> Reduction compared prev.day:=0,000%
24/01/2013 0,585 -0,001 -> Reduction compared prev.day:-0,171%
25/01/2013 0,590 +0,005 -> Reduction compared prev.day:+0,855%
28/01/2013 0,590  Theorical expected value        
29/01/2013 0,590  Theorical expected value        
30/01/2013 0,590  Theorical expected value        
31/01/2013 0,590  Theorical expected value  
    
This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be:
584,84 €.
Compared one year ago, in January'12 (1,837%): 696,06 €
Expected monthly savings will be: 111,22 €.
 
Expected yearly savings will be:  1334
(-15,98%
 
(The monthly payments are calculated using the french metod type)
 
Euribor from 1 week to 12 months of 25/1/2013:
 
1 we. 2 we. 3 we. 1 mo. 2 mo. 3 mo. 4 mo.
0,081 0,089 0,099 0,113 0,167 0,214 0,266
5 mo. 6 mo. 7 mo. 8 mo. 9 mo. 10 mo. 11 mo.
0,315 0,356 0,401 0,440 0,476 0,517 0,557
12 mo.





0,590





 
Real average of Euribor of the current month from 1 week to 12 months:
 
1 w(av) 2 w(av) 3 w(av) 1 m(av) 2 m(av) 3 m(av) 4 m(av)
0,080 0,088 0,098 0,111 0,160 0,200 0,247
5 m(av) 6 m(av) 7 m(av) 8 m(av) 9 m(av) 10m(a) 11m(a)
0,296 0,338 0,379 0,419 0,454 0,494 0,533
12m(a)





0,567





 
Graphic of the current month till today of Euribor at 12 months:
 
 

Note: On right you have a small application where you can calculate your mortgage monthly payment.
 
Published date: 25/1/2013 at 13:55

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