Thursday 17 January 2013

Euribor 17/1/2013 (12 months & other types)

Forecast of January average: 0,563 (Reliability: 55%)
Oficial value of day 17/1/13: 0,574 (+0,702%)
 
Comments: Today increases 4 thousandths, and the rest of the Euribor types are higher or equals compared yesterday values, the Euribor at 1 week repeats value: 0,080 (=). The next update will be done tomorrow around 13:50 hours.
 
(At the end of this info. you will find Euribor from 1 week to 11 months)
 
__Date___Interest rate_
02/01/2013 0,543 +0,001 -> Increase compared prev. day:+0,185%
03/01/2013 0,544 +0,001 -> Increase compared prev. day:+0,184%
04/01/2013 0,549 +0,005 -> Increase compared prev. day:+0,919%
07/01/2013 0,550 +0,001 -> Increase compared prev. day:+0,182%
08/01/2013 0,551 +0,001 -> Increase compared prev. day:+0,182%
09/01/2013 0,551 =0,000 -> Increase compared prev. day:=0,000%
10/01/2013 0,550 -0,001 -> Reduction compared prev.day:-0,181%
11/01/2013 0,559 +0,009 -> Increase compared prev. day:+1,636%
14/01/2013 0,566 +0,007 -> Increase compared prev. day:+1,252%
15/01/2013 0,570 +0,004 -> Increase compared prev. day:+0,707%
16/01/2013 0,570 =0,000 -> Increase compared prev. day:=0,000%
17/01/2013 0,574 +0,004 -> Increase compared prev. day:+0,702%
18/01/2013 0,574  Theorical expected value    
21/01/2013 0,575  Theorical expected value    
22/01/2013 0,575  Theorical expected value    
23/01/2013 0,575  Theorical expected value    
24/01/2013 0,576  Theorical expected value    
25/01/2013 0,575  Theorical expected value    
28/01/2013 0,575  Theorical expected value    
29/01/2013 0,575  Theorical expected value    
30/01/2013 0,575  Theorical expected value    
31/01/2013 0,575  Theorical expected value    
    
This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be:
584,17 €.
Compared one year ago, in January'12 (1,837%): 696,06 €
Expected monthly savings will be: 111,88 €.
 
Expected yearly savings will be:  1343
(-16,07%
 
(The monthly payments are calculated using the french metod type)
 
Euribor from 1 week to 12 months of 17/1/2013:
 
1 we. 2 we. 3 we. 1 mo. 2 mo. 3 mo. 4 mo.
0,080 0,088 0,099 0,112 0,163 0,204 0,253
5 mo. 6 mo. 7 mo. 8 mo. 9 mo. 10 mo. 11 mo.
0,303 0,344 0,386 0,425 0,463 0,501 0,541
12 mo.





0,574





 
Real average of Euribor of the current month from 1 week to 12 months:
 
1 w(av) 2 w(av) 3 w(av) 1 m(av) 2 m(av) 3 m(av) 4 m(av)
0,080 0,088 0,097 0,111 0,157 0,195 0,239
5 m(av) 6 m(av) 7 m(av) 8 m(av) 9 m(av) 10m(a) 11m(a)
0,288 0,330 0,370 0,410 0,445 0,484 0,523
12m(a)





0,556





 
 
Note: On right you have a small application where you can calculate your mortgage monthly payment.
 
Published date: 17/1/2013 at 14:55

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