Tuesday 29 January 2013

Euribor 29/1/2013 (12 months & other types)

Forecast of January average: 0,575 (Reliability: 90%)
Oficial value of day 29/1/13: 0,611 (+0,328%)
 
Comments: Today increases 2 thousandths, and the rest of the Euribor are higher compared yesterday values, the Euribor at 1 week increases one thousandth: 0,083 (+1,2%). The next update will be done tomorrow around 13:50 hours.
 
(At the end of this info. you will find Euribor from 1 week to 11 months)
 
__Date___Interest rate_
02/01/2013 0,543 +0,001 -> Increase compared prev. day:+0,185%
03/01/2013 0,544 +0,001 -> Increase compared prev. day:+0,184%
04/01/2013 0,549 +0,005 -> Increase compared prev. day:+0,919%
07/01/2013 0,550 +0,001 -> Increase compared prev. day:+0,182%
08/01/2013 0,551 +0,001 -> Increase compared prev. day:+0,182%
09/01/2013 0,551 =0,000 -> Increase compared prev. day:=0,000%
10/01/2013 0,550 -0,001 -> Reduction compared prev.day:-0,181%
11/01/2013 0,559 +0,009 -> Increase compared prev. day:+1,636%
14/01/2013 0,566 +0,007 -> Increase compared prev. day:+1,252%
15/01/2013 0,570 +0,004 -> Increase compared prev. day:+0,707%
16/01/2013 0,570 =0,000 -> Increase compared prev. day:=0,000%
17/01/2013 0,574 +0,004 -> Increase compared prev. day:+0,702%
18/01/2013 0,587 +0,013 -> Increase compared prev. day:+2,265%
21/01/2013 0,587 =0,000 -> Increase compared prev. day:=0,000%
22/01/2013 0,586 -0,001 -> Reduction compared prev.day:-0,170%
23/01/2013 0,586 =0,000 -> Reduction compared prev.day:=0,000%
24/01/2013 0,585 -0,001 -> Reduction compared prev.day:-0,171%
25/01/2013 0,590 +0,005 -> Reduction compared prev.day:+0,855%
28/01/2013 0,609 +0,019 -> Increase compared prev. day:+3,220%
29/01/2013 0,611 +0,002 -> Increase compared prev. day:+0,328%
30/01/2013 0,613  Theorical expected value         
31/01/2013 0,614  Theorical expected value
    
This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be:
585,17 €.
Compared one year ago, in January'12 (1,837%): 696,06 €
Expected monthly savings will be: 111,88 €.
 
Expected yearly savings will be:  1331
(-15,93%
 
(The monthly payments are calculated using the french metod type)
 
Euribor from 1 week to 12 months of 29/1/2013:
 
1 we. 2 we. 3 we. 1 mo. 2 mo. 3 mo. 4 mo.
0,083 0,091 0,101 0,118 0,176 0,226 0,279
5 mo. 6 mo. 7 mo. 8 mo. 9 mo. 10 mo. 11 mo.
0,328 0,373 0,416 0,457 0,497 0,538 0,577
12 mo.





0,611





 
Real average of Euribor of the current month from 1 week to 12 months:
 
1 w(av) 2 w(av) 3 w(av) 1 m(av) 2 m(av) 3 m(av) 4 m(av)
0,080 0,089 0,098 0,112 0,161 0,202 0,250
5 m(av) 6 m(av) 7 m(av) 8 m(av) 9 m(av) 10m(a) 11m(a)
0,299 0,341 0,383 0,423 0,458 0,498 0,537
12m(a)





0,571





 
 
Note: On right you have a small application where you can calculate your mortgage monthly payment.
 
Published date: 29/1/2013 at 13:55

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