Euribor 22/8/2012 (12 months & other types)

Forecast of August average: 0,885 (Reliability: 69%)

Oficial value of day 22/8/12: 0,852 (-0,930%)

 

Comments: Today reduces 8 thousandths, and all of the Euribor types are lower compared yesterday values, the Euribor at 1 week decreases 2 thousandths: 0,092 (-2,1%).The next update will be done tomorrow around 13:50 hours.

 

(At the end of this info. you will find Euribor from 1 week to 11 months)

 

__Date___Interest rate_
01/8/2012 0,937 -0,009 -> Reduction compared prev.day:-0,951%
02/8/2012 0,929 -0,008 -> Reduction compared prev.day:-0,854%
03/8/2012 0,930 +0,001 -> Increase compared prev. day:+0,108%
06/8/2012 0,927 -0,003 -> Reduction compared prev.day:-0,323%
07/8/2012 0,922 -0,005 -> Reduction compared prev.day:-0,539%
08/8/2012 0,918 -0,004 -> Reduction compared prev.day:-0,434%
09/8/2012 0,910 -0,008 -> Reduction compared prev.day:-0,871%
10/8/2012 0,903 -0,007 -> Reduction compared prev.day:-0,769%
13/8/2012 0,897 -0,006 -> Reduction compared prev.day:-0,664%
14/8/2012 0,893 -0,004 -> Reduction compared prev.day:-0,446%
15/8/2012 0,887 -0,006 -> Reduction compared prev.day:-0,672%
16/8/2012 0,882 -0,005 -> Reduction compared prev.day:-0,564%
17/8/2012 0,875 -0,007 -> Reduction compared prev.day:-0,794%
20/8/2012 0,867 -0,008 -> Reduction compared prev.day:-0,914%
21/8/2012 0,860 -0,007 -> Reduction compared prev.day:-0,807%
22/8/2012 0,852 -0,008 -> Reduction compared prev.day:-0,930%
23/8/2012 0,850  Theorical expected value    
24/8/2012 0,848  Theorical expected value    
27/8/2012 0,846  Theorical expected value    
28/8/2012 0,844  Theorical expected value    
29/8/2012 0,843  Theorical expected value    
30/8/2012 0,841  Theorical expected value    
31/8/2012 0,838  Theorical expected value

    

This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be: 611,42 €.
Compared one year ago, in August'11 (2,097%): 708,33 €
Expected monthly savings will be: 108,91 €. 
Expected yearly savings will be:  1307 € (-15,12%) 
 

(The monthly payments are calculated using the french metod type)

 

Euribor from 1 week to 12 months of 22/8/2012:

 

1 we.	2 we.	3 we.	1 mo.	2 mo.	3 mo.	4 mo.
0,092	0,101	0,110	0,127	0,193	0,310	0,401
5 mo.	6 mo.	7 mo.	8 mo.	9 mo.	10 mo.	11 mo.
0,493	0,582	0,630	0,674	0,719	0,762	0,808
12 mo.
0,852

 

Real average of Euribor of the current month from 1 week to 12 months:

 

1 w(av)	2 w(av)	3 w(av)	1 m(av)	2 m(av)	3 m(av)	4 m(av)
0,096	0,105	0,116	0,136	0,215	0,351	0,447
5 m(av)	6 m(av)	7 m(av)	8 m(av)	9 m(av)	10m(a)	11m(a)
0,538	0,629	0,676	0,720	0,767	0,812	0,857
12m(a)
0,899

 

 

 

Note: On right you have a small application where you can calculate your mortgage monthly payment.

 

Published date: 22/8/2012 at 13:50