Euribor 3/8/2012 (12 months & other types)

Forecast of August average: 0,881 (Reliability: 12%)

Oficial value of day 3/8/12: 0,930 (+0,108%)

 

Comments: Today increases one thousandth, and practically all of the Euribor types are higher compared yesterday values, the Euribor at 1 week increases one thousandth too: 0,097 (+1,0%).The next update will be done the 20th of August around 13:50 hours.

(Vacation: From 6th to 17th of August the blog won't be updated daily).

(At the end of this info. you will find Euribor from 1 week to 11 months)

 

__Date___Interest rate_
01/8/2012 0,937 -0,009 -> Reduction compared prev.day:-0,951%
02/8/2012 0,929 -0,008 -> Reduction compared prev.day:-0,854%
03/8/2012 0,930 +0,001 -> Increase compared prev. day: +0,108%
06/8/2012 0,925  Theorical expected value
07/8/2012 0,918  Theorical expected value
08/8/2012 0,911  Theorical expected value
09/8/2012 0,907  Theorical expected value
10/8/2012 0,901  Theorical expected value
13/8/2012 0,892  Theorical expected value
14/8/2012 0,886  Theorical expected value
15/8/2012 0,881  Theorical expected value
16/8/2012 0,878  Theorical expected value
17/8/2012 0,876  Theorical expected value
20/8/2012 0,873  Theorical expected value
21/8/2012 0,870  Theorical expected value
22/8/2012 0,866  Theorical expected value
23/8/2012 0,864  Theorical expected value
24/8/2012 0,863  Theorical expected value
27/8/2012 0,861  Theorical expected value
28/8/2012 0,858  Theorical expected value
29/8/2012 0,852  Theorical expected value
30/8/2012 0,848  Theorical expected value
31/8/2012 0,846  Theorical expected value
   

This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be: 610,90 €.
Compared one year ago, in August'11 (2,097%): 720,33 €
Expected monthly savings will be: 109,43 €. 
Expected yearly savings will be:  1313 € (-15,19%) 
 

(The monthly payments are calculated using the french metod type)

 

Euribor from 1 week to 12 months of 3/8/2012:

    

1 we.	2 we.	3 we.	1 mo.	2 mo.	3 mo.	4 mo.
0,097	0,106	0,117	0,139	0,228	0,375	0,474
5 mo.	6 mo.	7 mo.	8 mo.	9 mo.	10 mo.	11 mo.
0,565	0,659	0,705	0,749	0,797	0,842	0,889
12 mo.
0,930

 

Real average of Euribor of the current month from 1 week to 12 months:

   

1 w(av)	2 w(av)	3 w(av)	1 m(av)	2 m(av)	3 m(av)	4 m(av)
0,097	0,107	0,118	0,141	0,230	0,377	0,476
5 m(av)	6 m(av)	7 m(av)	8 m(av)	9 m(av)	10m(a)	11m(a)
0,567	0,660	0,707	0,751	0,800	0,844	0,890
12m(a)
0,932

Note: On right you have a small application where you can calculate your mortgage monthly payment.

 

Published date: 3/8/2012 at 13:50