Euribor 16/8/2012 (12 months & other types)

Forecast of August average: 0,892 (Reliability: 51%)

Oficial value of day 16/8/12: 0,882 (-0,564%)

 

Comments: Today decreases 5 thousandths, and practically all of the Euribor types are lower compared yesterday values, except the Euribor at 1 week that repeats value: 0,096 (=).The next update will be done tomorrow around 13:50 hours.

(At the end of this info. you will find Euribor from 1 week to 11 months)

 

__Date___Interest rate_
01/8/2012 0,937 -0,009 -> Reduction compared prev.day:-0,951%
02/8/2012 0,929 -0,008 -> Reduction compared prev.day:-0,854%
03/8/2012 0,930 +0,001 -> Increase compared prev. day: +0,108%
06/8/2012 0,927 -0,003 -> Reduction compared prev.day: -0,323%
07/8/2012 0,922 -0,005 -> Reduction compared prev.day: -0,539%
08/8/2012 0,918 -0,004 -> Reduction compared prev.day: -0,434%
09/8/2012 0,910 -0,008 -> Reduction compared prev.day: -0,871%
10/8/2012 0,903 -0,007 -> Reduction compared prev.day: -0,769%
13/8/2012 0,897 -0,006 -> Reduction compared prev.day: -0,664%
14/8/2012 0,893 -0,004 -> Reduction compared prev.day: -0,446%
15/8/2012 0,887 -0,006 -> Reduction compared prev.day: -0,672%
16/8/2012 0,882 -0,005 ->  Reduction compared prev.day: -0,564%
17/8/2012 0,880  Theorical expected value
20/8/2012 0,877  Theorical expected value
21/8/2012 0,874  Theorical expected value
22/8/2012 0,870  Theorical expected value
23/8/2012 0,868  Theorical expected value
24/8/2012 0,866  Theorical expected value
27/8/2012 0,864  Theorical expected value
28/8/2012 0,862  Theorical expected value
29/8/2012 0,861  Theorical expected value
30/8/2012 0,858  Theorical expected value
31/8/2012 0,855  Theorical expected value
   

This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be: 611,93 €.
Compared one year ago, in August'11 (2,097%): 720,33 €
Expected monthly savings will be: 108,40 €. 
Expected yearly savings will be:  1301 € (-15,05%) 
 

(The monthly payments are calculated using the french metod type)

 

Euribor from 1 week to 12 months of 16/8/2012:

       

1 we.	2 we.	3 we.	1 mo.	2 mo.	3 mo.	4 mo.
0,096	0,105	0,115	0,133	0,206	0,339	0,432
5 mo.	6 mo.	7 mo.	8 mo.	9 mo.	10 mo.	11 mo.
0,523	0,613	0,659	0,705	0,749	0,794	0,839
12 mo.
0,882

 

Real average of Euribor of the current month from 1 week to 12 months:

     

1 w(av)	2 w(av)	3 w(av)	1 m(av)	2 m(av)	3 m(av)	4 m(av)
0,096	0,106	0,117	0,138	0,220	0,361	0,457
5 m(av)	6 m(av)	7 m(av)	8 m(av)	9 m(av)	10m(a)	11m(a)
0,548	0,640	0,687	0,731	0,778	0,824	0,869
12m(a)
0,911

Note: On right you have a small application where you can calculate your mortgage monthly payment.

 

Published date: 16/8/2012 at 14:15