Euribor 24/8/2012 (12 months & other types)

Forecast of August average: 0,879 (Reliability: 78%)

Oficial value of day 24/8/12: 0,836 (-0,948%)

 

Comments: Today reduces 8 thousandths, and all of the Euribor types are lower compared yesterday values, the Euribor at 1 week repeats value: 0,092 (=).The next update will be done tomorrow around 13:50 hours.

 

(At the end of this info. you will find Euribor from 1 week to 11 months)

 

__Date___Interest rate_
01/8/2012 0,937 -0,009 -> Reduction compared prev.day:-0,951%
02/8/2012 0,929 -0,008 -> Reduction compared prev.day:-0,854%
03/8/2012 0,930 +0,001 -> Increase compared prev. day:+0,108%
06/8/2012 0,927 -0,003 -> Reduction compared prev.day:-0,323%
07/8/2012 0,922 -0,005 -> Reduction compared prev.day:-0,539%
08/8/2012 0,918 -0,004 -> Reduction compared prev.day:-0,434%
09/8/2012 0,910 -0,008 -> Reduction compared prev.day:-0,871%
10/8/2012 0,903 -0,007 -> Reduction compared prev.day:-0,769%
13/8/2012 0,897 -0,006 -> Reduction compared prev.day:-0,664%
14/8/2012 0,893 -0,004 -> Reduction compared prev.day:-0,446%
15/8/2012 0,887 -0,006 -> Reduction compared prev.day:-0,672%
16/8/2012 0,882 -0,005 -> Reduction compared prev.day:-0,564%
17/8/2012 0,875 -0,007 -> Reduction compared prev.day:-0,794%
20/8/2012 0,867 -0,008 -> Reduction compared prev.day:-0,914%
21/8/2012 0,860 -0,007 -> Reduction compared prev.day:-0,807%
22/8/2012 0,852 -0,008 -> Reduction compared prev.day:-0,930%
23/8/2012 0,844 -0,008 -> Reduction compared prev.day:-0,939%
24/8/2012 0,836 -0,008 -> Reduction compared prev.day:-0,948%
27/8/2012 0,834  Theorical expected value      
28/8/2012 0,832  Theorical expected value      
29/8/2012 0,831  Theorical expected value      
30/8/2012 0,828  Theorical expected value      
31/8/2012 0,826  Theorical expected value

    

This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be: 610,82 €.
Compared one year ago, in August'11 (2,097%): 708,33 €
Expected monthly savings will be: 109,51 €. 
Expected yearly savings will be:  1314 € (-15,20%) 
 

(The monthly payments are calculated using the french metod type)

 

Euribor from 1 week to 12 months of 24/8/2012:

 

1 we.	2 we.	3 we.	1 mo.	2 mo.	3 mo.	4 mo.
0,092	0,099	0,108	0,124	0,185	0,295	0,384
5 mo.	6 mo.	7 mo.	8 mo.	9 mo.	10 mo.	11 mo.
0,478	0,564	0,614	0,658	0,702	0,745	0,791
12 mo.
0,836

 

Real average of Euribor of the current month from 1 week to 12 months:

 

1 w(av)	2 w(av)	3 w(av)	1 m(av)	2 m(av)	3 m(av)	4 m(av)
0,095	0,105	0,115	0,134	0,212	0,345	0,440
5 m(av)	6 m(av)	7 m(av)	8 m(av)	9 m(av)	10m(a)	11m(a)
0,531	0,622	0,669	0,714	0,760	0,805	0,850
12m(a)
0,893

 

Graphic of the current month till today of Euribor at 12 months:

 

 

 

Note: On right you have a small application where you can calculate your mortgage monthly payment.

 

Published date: 24/8/2012 at 13:50