Euribor 17/8/2012 (12 months & other types)

Forecast of August average: 0,892 (Reliability: 55%)

Oficial value of day 17/8/12: 0,875 (-0,794%)

 

Comments: Today decreases 7 thousandths, and practically all of the Euribor types are lower compared yesterday values,  the Euribor at 1 week decreases one thousandth: 0,095 (-1,0%).The next update will be done tomorrow around 13:50 hours.

(At the end of this info. you will find Euribor from 1 week to 11 months)

 

__Date___Interest rate_
01/8/2012 0,937 -0,009 -> Reduction compared prev.day:-0,951%
02/8/2012 0,929 -0,008 -> Reduction compared prev.day:-0,854%
03/8/2012 0,930 +0,001 -> Increase compared prev. day: +0,108%
06/8/2012 0,927 -0,003 -> Reduction compared prev.day: -0,323%
07/8/2012 0,922 -0,005 -> Reduction compared prev.day: -0,539%
08/8/2012 0,918 -0,004 -> Reduction compared prev.day: -0,434%
09/8/2012 0,910 -0,008 -> Reduction compared prev.day: -0,871%
10/8/2012 0,903 -0,007 -> Reduction compared prev.day: -0,769%
13/8/2012 0,897 -0,006 -> Reduction compared prev.day: -0,664%
14/8/2012 0,893 -0,004 -> Reduction compared prev.day: -0,446%
15/8/2012 0,887 -0,006 -> Reduction compared prev.day: -0,672%
16/8/2012 0,882 -0,005 -> Reduction compared prev.day: -0,564%
17/8/2012 0,875 -0,007 -> Reduction compared prev.day: -0,794%
20/8/2012 0,872 Theorical expected value
21/8/2012 0,869 Theorical expected value
22/8/2012 0,866 Theorical expected value
23/8/2012 0,864 Theorical expected value
24/8/2012 0,863 Theorical expected value
27/8/2012 0,861 Theorical expected value
28/8/2012 0,858 Theorical expected value
29/8/2012 0,857 Theorical expected value
30/8/2012 0,855 Theorical expected value
31/8/2012 0,853 Theorical expected value
   

This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be: 611,93 €.
Compared one year ago, in August'11 (2,097%): 720,33 €
Expected monthly savings will be: 108,40 €. 
Expected yearly savings will be:  1301 € (-15,05%) 
 

(The monthly payments are calculated using the french metod type)

 

Euribor from 1 week to 12 months of 17/8/2012:

      

1 we.	2 we.	3 we.	1 mo.	2 mo.	3 mo.	4 mo.
0,095	0,105	0,115	0,133	0,206	0,334	0,427
5 mo.	6 mo.	7 mo.	8 mo.	9 mo.	10 mo.	11 mo.
0,518	0,607	0,654	0,699	0,744	0,790	0,833
12 mo.
0,875

 

 

Real average of Euribor of the current month from 1 week to 12 months:

      

1 w(av)	2 w(av)	3 w(av)	1 m(av)	2 m(av)	3 m(av)	4 m(av)
0,096	0,106	0,117	0,137	0,219	0,359	0,455
5 m(av)	6 m(av)	7 m(av)	8 m(av)	9 m(av)	10m(a)	11m(a)
0,546	0,638	0,684	0,729	0,776	0,821	0,866
12m(a)
0,908

Graphic of the current month of Euribor at 12 months:



Note: On right you have a small application where you can calculate your mortgage monthly payment.

 

Published date: 17/8/2012 at 14:15