Euribor 5/7/2012 (12 months & other types)

Forecast of July average: 1,205 (Reliability: 20%)

Oficial value of day 5/7/12: 1,202 (-0,332%)

 

Comments: Today reduces 4 thousandths more, and practically all of the Euribor types with slightly changes compared yesterday values, and the Euribor at 1 week decreases 4 thousandths more, a new minimum historical:  0,313 (-1,2%).The next update will be done tomorrow around 13:50 hours.

 

(At the end of this info. you will find Euribor from 1 week to 11 months)

 

__Date___Interest rate_
02/07/2012 1,213 =0,000 -> Reduction compared prev.day:=0,000%
03/07/2012 1,210 -0,003 -> Reduction compared prev.day:-0,247%
04/07/2012 1,206 -0,004 -> Reduction compared prev.day:-0,331%
05/07/2012 1,202 -0,004 -> Reduction compared prev.day:-0,332%
06/07/2012 1,202  Theorical expected value       
09/07/2012 1,203  Theorical expected value       
10/07/2012 1,203  Theorical expected value       
11/07/2012 1,202  Theorical expected value       
12/07/2012 1,202  Theorical expected value       
13/07/2012 1,201  Theorical expected value       
16/07/2012 1,202  Theorical expected value       
17/07/2012 1,203  Theorical expected value       
18/07/2012 1,203  Theorical expected value       
19/07/2012 1,202  Theorical expected value       
20/07/2012 1,202  Theorical expected value       
23/07/2012 1,201  Theorical expected value       
24/07/2012 1,202  Theorical expected value       
25/07/2012 1,202  Theorical expected value       
26/07/2012 1,202  Theorical expected value       
27/07/2012 1,203  Theorical expected value       
30/07/2012 1,202  Theorical expected value       
31/07/2012 1,202  Theorical expected value       

    

This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be: 639,08 €.
Compared one year ago, in July'11 (2,183%): 728,46 €
Expected monthly savings will be: 89,38 €. 
Expected yearly savings will be:  1073 € (-12,27%) 
 

(The monthly payments are calculated using the french metod type)

 

Euribor from 1 week to 12 months of 5/7/2012:

 

1 we.	2 we.	3 we.	1 mo.	2 mo.	3 mo.	4 mo.
0,313	0,326	0,341	0,362	0,462	0,641	0,740
5 mo.	6 mo.	7 mo.	8 mo.	9 mo.	10 mo.	11 mo.
0,831	0,920	0,970	1,019	1,067	1,114	1,161
12 mo.
1,202

 

Real average of Euribor of the current month from 1 week to 12 months:

 

1 w(av)	2 w(av)	3 w(av)	1 m(av)	2 m(av)	3 m(av)	4 m(av)
0,318	0,330	0,347	0,368	0,468	0,647	0,745
5 m(av)	6 m(av)	7 m(av)	8 m(av)	9 m(av)	10m(a)	11m(a)
0,835	0,924	0,975	1,024	1,072	1,119	1,166
12m(a)
1,208

 

 

 

Note: On right you have a small application where you can calculate your mortgage monthly payment.

 

Published date: 5/7/2012 at 13:50