Euribor 12/7/2012 (12 months & other types)

Forecast of July average: 1,086 (Reliability: 40%)

Oficial value of day 12/7/12: 1,066 (-1,661%)

 

Comments: Today reduces 18 thousandths making another consecutive minimum historical, and all of the Euribor types decrease compared yesterday values, the Euribor at 1 week decreases 11 thousandths more:  0,134 (-7,5%).The next update will be done tomorrow around 13:50 hours.

 

(At the end of this info. you will find Euribor from 1 week to 11 months)

 

__Date___Interest rate_
02/07/2012 1,213 =0,000 -> Reduction compared prev.day:=0,000%
03/07/2012 1,210 -0,003 -> Reduction compared prev.day:-0,247%
04/07/2012 1,206 -0,004 -> Reduction compared prev.day:-0,331%
05/07/2012 1,202 -0,004 -> Reduction compared prev.day:-0,332%
06/07/2012 1,118 -0,084 -> Reduction compared prev.day:-6,988%
09/07/2012 1,104 -0,014 -> Reduction compared prev.day:-1,252%
10/07/2012 1,095 -0,009 -> Reduction compared prev.day:-0,815%
11/07/2012 1,084 -0,011 -> Reduction compared prev.day:-1,005%
12/07/2012 1,066 -0,018 -> Reduction compared prev.day:-1,661%
13/07/2012 1,061  Theorical expected value            
16/07/2012 1,057  Theorical expected value            
17/07/2012 1,053  Theorical expected value            
18/07/2012 1,052  Theorical expected value            
19/07/2012 1,048  Theorical expected value            
20/07/2012 1,044  Theorical expected value            
23/07/2012 1,043  Theorical expected value            
24/07/2012 1,042  Theorical expected value            
25/07/2012 1,041  Theorical expected value            
26/07/2012 1,040  Theorical expected value            
27/07/2012 1,038  Theorical expected value            
30/07/2012 1,036  Theorical expected value            
31/07/2012 1,035  Theorical expected value                        

    

This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be: 628,67 €.
Compared one year ago, in July'11 (2,183%): 728,46 €
Expected monthly savings will be: 99,79 €. 
Expected yearly savings will be:  1197 € (-13,70%) 
 

(The monthly payments are calculated using the french metod type)

 

Euribor from 1 week to 12 months of 12/7/2012:

 

1 we.	2 we.	3 we.	1 mo.	2 mo.	3 mo.	4 mo.
0,134	0,149	0,169	0,202	0,315	0,497	0,592
5 mo.	6 mo.	7 mo.	8 mo.	9 mo.	10 mo.	11 mo.
0,683	0,779	0,832	0,881	0,931	0,978	1,023
12 mo.
1,066

 

Real average of Euribor of the current month from 1 week to 12 months:

 

1 w(av)	2 w(av)	3 w(av)	1 m(av)	2 m(av)	3 m(av)	4 m(av)
0,232	0,244	0,262	0,289	0,396	0,578	0,676
5 m(av)	6 m(av)	7 m(av)	8 m(av)	9 m(av)	10m(a)	11m(a)
0,766	0,858	0,909	0,959	1,008	1,055	1,102
12m(a)
1,144

 

 

Note: On right you have a small application where you can calculate your mortgage monthly payment.

 

Published date: 12/7/2012 at 13:50