Euribor 11/7/2012 (12 months & other types)

Forecast of July average: 1,094 (Reliability: 37%)

Oficial value of day 11/7/12: 1,084 (-1,005%)

 

Comments: Today reduces 11 thousandths, and all of the Euribor types decrease compared yesterday values, the Euribor at 1 week decreases 13 thousandths more, a new consecutive minimum historical:  0,145 (-8,2%).The next update will be done tomorrow around 13:50 hours.

 

(At the end of this info. you will find Euribor from 1 week to 11 months)

 

__Date___Interest rate_
02/07/2012 1,213 =0,000 -> Reduction compared prev.day:=0,000%
03/07/2012 1,210 -0,003 -> Reduction compared prev.day:-0,247%
04/07/2012 1,206 -0,004 -> Reduction compared prev.day:-0,331%
05/07/2012 1,202 -0,004 -> Reduction compared prev.day:-0,332%
06/07/2012 1,118 -0,084 -> Reduction compared prev.day:-6,988%
09/07/2012 1,104 -0,014 -> Reduction compared prev.day:-1,252%
10/07/2012 1,095 -0,009 -> Reduction compared prev.day:-0,815%
11/07/2012 1,084 -0,011 -> Reduction compared prev.day:-1,005%
12/07/2012 1,078  Theorical expected value           
13/07/2012 1,073  Theorical expected value           
16/07/2012 1,069  Theorical expected value           
17/07/2012 1,065  Theorical expected value           
18/07/2012 1,064  Theorical expected value           
19/07/2012 1,060  Theorical expected value           
20/07/2012 1,056  Theorical expected value           
23/07/2012 1,055  Theorical expected value           
24/07/2012 1,054  Theorical expected value           
25/07/2012 1,053  Theorical expected value           
26/07/2012 1,052  Theorical expected value           
27/07/2012 1,050  Theorical expected value           
30/07/2012 1,048  Theorical expected value           
31/07/2012 1,047  Theorical expected value           
       

This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be: 629,45 €.
Compared one year ago, in July'11 (2,183%): 728,46 €
Expected monthly savings will be: 99,01 €. 
Expected yearly savings will be:  1188 € (-13,59%) 
 

(The monthly payments are calculated using the french metod type)

 

Euribor from 1 week to 12 months of 11/7/2012:

 

1 we.	2 we.	3 we.	1 mo.	2 mo.	3 mo.	4 mo.
0,145	0,160	0,180	0,213	0,328	0,512	0,609
5 mo.	6 mo.	7 mo.	8 mo.	9 mo.	10 mo.	11 mo.
0,699	0,795	0,846	0,896	0,947	0,993	1,041
12 mo.
1,084

 

Real average of Euribor of the current month from 1 week to 12 months:

 

1 w(av)	2 w(av)	3 w(av)	1 m(av)	2 m(av)	3 m(av)	4 m(av)
0,244	0,256	0,273	0,300	0,406	0,588	0,686
5 m(av)	6 m(av)	7 m(av)	8 m(av)	9 m(av)	10m(a)	11m(a)
0,776	0,868	0,919	0,968	1,018	1,065	1,112
12m(a)
1,154

 

 

Note: On right you have a small application where you can calculate your mortgage monthly payment.

 

Published date: 11/7/2012 at 13:50