Euribor 3/7/2012 (12 months & other types)

Forecast of July average: 1,210 (Reliability: 10%)

Oficial value of day 3/7/12: 1,210 (-0,247%)

 

Comments: Today reduces 3 thousandths, and practically all of the Euribor types with slightly changes compared yesterday values, and the Euribor at 1 week decreases 2 thousandths:  0,319 (-0,6%).The next update will be done tomorrow around 13:50 hours.

 

(At the end of this info. you will find Euribor from 1 week to 11 months)

 

__Date___Interest rate_
02/07/2012 1,213 =0,000 -> Reduction compared prev.day:=0,000%
03/07/2012 1,210 -0,003 -> Reduction compared prev.day:-0,247%
04/07/2012 1,210  Theorical expected value     
05/07/2012 1,209  ECB, not expected changes(=1%)  
06/07/2012 1,210  Theorical expected value     
09/07/2012 1,211  Theorical expected value     
10/07/2012 1,211  Theorical expected value     
11/07/2012 1,210  Theorical expected value     
12/07/2012 1,210  Theorical expected value     
13/07/2012 1,209  Theorical expected value     
16/07/2012 1,210  Theorical expected value     
17/07/2012 1,211  Theorical expected value     
18/07/2012 1,211  Theorical expected value     
19/07/2012 1,210  Theorical expected value     
20/07/2012 1,210  Theorical expected value     
23/07/2012 1,209  Theorical expected value     
24/07/2012 1,210  Theorical expected value     
25/07/2012 1,210  Theorical expected value     
26/07/2012 1,210  Theorical expected value     
27/07/2012 1,210  Theorical expected value     
30/07/2012 1,209  Theorical expected value     
31/07/2012 1,209  Theorical expected value

    

This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be: 639,60 €.
Compared one year ago, in July'11 (2,183%): 728,46 €
Expected monthly savings will be: 88,86 €. 
Expected yearly savings will be:  1066 € (-12,20%) 
 

(The monthly payments are calculated using the french metod type)

 

Euribor from 1 week to 12 months of 3/7/2012:

 

1 we.	2 we.	3 we.	1 mo.	2 mo.	3 mo.	4 mo.
0,319	0,332	0,349	0,371	0,471	0,650	0,747
5 mo.	6 mo.	7 mo.	8 mo.	9 mo.	10 mo.	11 mo.
0,837	0,926	0,977	1,026	1,075	1,121	1,168
12 mo.
1,210

 

Real average of Euribor of the current month from 1 week to 12 months:

 

1 w(av)	2 w(av)	3 w(av)	1 m(av)	2 m(av)	3 m(av)	4 m(av)
0,320	0,333	0,350	0,372	0,472	0,651	0,748
5 m(av)	6 m(av)	7 m(av)	8 m(av)	9 m(av)	10m(a)	11m(a)
0,838	0,927	0,978	1,027	1,076	1,123	1,170
12m(a)
1,212

 

 

Note: On right you have a small application where you can calculate your mortgage monthly payment.

 

Published date: 3/7/2012 at 13:50