Wednesday, 8 June 2011

Euribor 8/6/2011 (12 months & other types)

Forecast of June average: 2,149 (Reliability: 27%)
Oficial value of day 8/6/11: 2,151 (+0,467%)
 
Comments: Today 10 thousandths more, it seem's that will increase again, or is waiting the tomorrow ECB message, by the time all the Euribor types are higher than yesterday. The next update will be done tomorrow at latest at 13:10 hours.
 
(At the end of this info. you will find Euribor from 1 week to 11 months)
 
__Date___Interest rate_
01/6/2011 2,137 -0,001 -> Reduction compared prev.day:-0,047%
02/6/2011 2,137 =0,000 -> Reduction compared prev.day:=0,000%
03/6/2011 2,139 +0,002 -> Increase compared prev. day:+0,094%
06/6/2011 2,140 +0,001 -> Increase compared prev. day:+0,047%
07/6/2011 2,141 +0,001 -> Increase compared prev. day:+0,047%
08/6/2011 2,151 +0,010 -> Increase compared prev. day:+0,467%
09/6/2011 2,150  ECB, not expected changes(=1,25%)
10/6/2011 2,150  Theorical expected value       
13/6/2011 2,149  Theorical expected value       
14/6/2011 2,149  Theorical expected value       
15/6/2011 2,150  Theorical expected value       
16/6/2011 2,150  Theorical expected value       
17/6/2011 2,151  Theorical expected value       
20/6/2011 2,151  Theorical expected value       
21/6/2011 2,152  Theorical expected value       
22/6/2011 2,152  Theorical expected value       
23/6/2011 2,153  Theorical expected value       
24/6/2011 2,153  Theorical expected value       
27/6/2011 2,154  Theorical expected value       
28/6/2011 2,154  Theorical expected value       
29/6/2011 2,155  Theorical expected value       
30/6/2011 2,154  Theorical expected value       
 
This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be:
725,24 €.
Compared one year ago, in June'10 (1,281%): 645,78 €
Expected monthly extra expenses will be: 79,46 €.
 
Expected yearly extra expenses will be:  954
(+12,30%) 
 
(The monthly payments are calculated using the french metod type)
 
Euribor from 1 week to 12 months of 8/6/2011:
 
1 we. 2 we. 3 we. 1 mo. 2 mo. 3 mo. 4 mo.
1,077 1,133 1,192 1,239 1,316 1,452 1,533
5 mo. 6 mo. 7 mo. 8 mo. 9 mo. 10 mo. 11 mo.
1,633 1,733 1,797 1,862 1,948 2,014 2,071
12 mo.





2,151





 
Real average of Euribor of the current month from 1 week to 12 months:
 
1 w(av) 2 w(av) 3 w(av) 1 m(av) 2 m(av) 3 m(av) 4 m(av)
1,035 1,100 1,167 1,227 1,301 1,440 1,520
5 m(av) 6 m(av) 7 m(av) 8 m(av) 9 m(av) 10m(a) 11m(a)
1,620 1,720 1,784 1,849 1,936 2,004 2,062
12m(a)





2,141





 
Note: On right you have a small application where you can calculate your mortgage monthly payment.
 
Published date: 8/6/2011 at 13:10
 

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