Friday, 10 June 2011

Euribor 10/6/2011 (12 months & other types)

Forecast of June average: 2,149 (Reliability: 35%)
Oficial value of day 10/6/11: 2,145 (-0,556%)
 
Comments: Today 12 thousandths less, but all the Euribor types from 1 week to 5 months are higher than yesterday, and the ECB left yesterday the open door to a possible increase of interest rates in july. The next update will be done tomorrow at latest at 13:10 hours.
 
(At the end of this info. you will find Euribor from 1 week to 11 months)
 
__Date___Interest rate_
01/6/2011 2,137 -0,001 -> Reduction compared prev.day:-0,047%
02/6/2011 2,137 =0,000 -> Reduction compared prev.day:=0,000%
03/6/2011 2,139 +0,002 -> Increase compared prev. day:+0,094%
06/6/2011 2,140 +0,001 -> Increase compared prev. day:+0,047%
07/6/2011 2,141 +0,001 -> Increase compared prev. day:+0,047%
08/6/2011 2,151 +0,010 -> Increase compared prev. day:+0,467%
09/6/2011 2,157 +0,006 -> Increase compared prev. day:+0,279%
10/6/2011 2,145 -0,012 -> Reduction compared prev.day:-0,556%
13/6/2011 2,146  Theorical expected value         
14/6/2011 2,146  Theorical expected value         
15/6/2011 2,147  Theorical expected value         
16/6/2011 2,147  Theorical expected value         
17/6/2011 2,148  Theorical expected value         
20/6/2011 2,148  Theorical expected value         
21/6/2011 2,149  Theorical expected value         
22/6/2011 2,149  Theorical expected value         
23/6/2011 2,150  Theorical expected value         
24/6/2011 2,150  Theorical expected value         
27/6/2011 2,151  Theorical expected value         
28/6/2011 2,151  Theorical expected value         
29/6/2011 2,152  Theorical expected value         
30/6/2011 2,151  Theorical expected value     
 
This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be:
725,24 €.
Compared one year ago, in June'10 (1,281%): 645,78 €
Expected monthly extra expenses will be: 79,46 €.
 
Expected yearly extra expenses will be:  954
(+12,30%) 
 
(The monthly payments are calculated using the french metod type)
 
Euribor from 1 week to 12 months of 10/6/2011:
 
1 we. 2 we. 3 we. 1 mo. 2 mo. 3 mo. 4 mo.
1,248 1,248 1,256 1,262 1,344 1,469 1,545
5 mo. 6 mo. 7 mo. 8 mo. 9 mo. 10 mo. 11 mo.
1,642 1,739 1,800 1,865 1,947 2,010 2,069
12 mo.
2,145
 
Real average of Euribor of the current month from 1 week to 12 months:
 
1 w(av) 2 w(av) 3 w(av) 1 m(av) 2 m(av) 3 m(av) 4 m(av)
1,084 1,134 1,188 1,235 1,311 1,446 1,526
5 m(av) 6 m(av) 7 m(av) 8 m(av) 9 m(av) 10m(a) 11m(a)
1,625 1,725 1,789 1,854 1,940 2,007 2,065
12m(a)
2,143
 
Note: On right you have a small application where you can calculate your mortgage monthly payment.
 
Published date: 10/6/2011 at 13:10
 

No comments:

Post a Comment

Note: only a member of this blog may post a comment.