Wednesday, 29 June 2011

Euribor 29/6/2011 (12 months & other types)

Forecast of June average: 2,144 (Reliability: 95%)
Oficial value of day 29/6/11: 2,150 (+0,327%)
 
Comments: Today 7 thousandths more, and all the Euribor types are higher than yesterday. The next update will be done tomorrow at latest at 13:10 hours.
 
(At the end of this info. you will find Euribor from 1 week to 11 months)
 
__Date___Interest rate_
01/6/2011 2,137 -0,001 -> Reduction compared prev.day:-0,047%
02/6/2011 2,137 =0,000 -> Reduction compared prev.day:=0,000%
03/6/2011 2,139 +0,002 -> Increase compared prev. day:+0,094%
06/6/2011 2,140 +0,001 -> Increase compared prev. day:+0,047%
07/6/2011 2,141 +0,001 -> Increase compared prev. day:+0,047%
08/6/2011 2,151 +0,010 -> Increase compared prev. day:+0,467%
09/6/2011 2,157 +0,006 -> Increase compared prev. day:+0,279%
10/6/2011 2,145 -0,012 -> Reduction compared prev.day:-0,556%
13/6/2011 2,139 -0,006 -> Reduction compared prev.day:-0,280%
14/6/2011 2,137 -0,002 -> Reduction compared prev.day:-0,094%
15/6/2011 2,141 +0,004 -> Increase compared prev. day:+0,187%
16/6/2011 2,140 -0,001 -> Reduction compared prev.day:-0,047%
17/6/2011 2,142 +0,002 -> Increase compared prev. day:+0,093%
20/6/2011 2,144 +0,002 -> Increase compared prev. day:+0,093%
21/6/2011 2,146 +0,002 -> Increase compared prev. day:+0,093%
22/6/2011 2,148 +0,002 -> Increase compared prev. day:+0,093%
23/6/2011 2,147 -0,001 -> Reduction compared prev.day:-0,047%
24/6/2011 2,145 -0,002 -> Reduction compared prev.day:-0,093%
27/6/2011 2,140 -0,005 -> Reduction compared prev.day:-0,233%
28/6/2011 2,143 +0,003 -> Increase compared prev. day:+0,140%
29/6/2011 2,150 +0,007 ->  Increase compared prev. day:+0,327%
30/6/2011 2,151  Theorical expected value
 
This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be:
724,77 €.
Compared one year ago, in June'10 (1,281%): 645,78 €
Expected monthly extra expenses will be: 78,99 €.
 
Expected yearly extra expenses will be:  948
(+12,23%) 
 
(The monthly payments are calculated using the french metod type)
 
Euribor from 1 week to 12 months of 29/6/2011:
 
1 we. 2 we. 3 we. 1 mo. 2 mo. 3 mo. 4 mo.
1,207 1,236 1,284 1,319 1,409 1,537 1,602
5 mo. 6 mo. 7 mo. 8 mo. 9 mo. 10 mo. 11 mo.
1,689 1,777 1,834 1,891 1,958 2,019 2,078
12 mo.





2,150





 
Real average of Euribor of the current month from 1 week to 12 months:
 
1 w(av) 2 w(av) 3 w(av) 1 m(av) 2 m(av) 3 m(av) 4 m(av)
1,187 1,213 1,246 1,277 1,357 1,486 1,559
5 m(av) 6 m(av) 7 m(av) 8 m(av) 9 m(av) 10m(a) 11m(a)
1,653 1,747 1,807 1,870 1,948 2,010 2,069
12m(a)





2,143





 
Note: On right you have a small application where you can calculate your mortgage monthly payment.
 
Published date: 29/6/2011 at 13:10
 

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