Tuesday, 3 May 2011

Euribor 3/5/2011 (12 months & other types)

Forecast of May average: 2,171 (Reliability: 9%)
Oficial value of day 3/5/11: 2,143 (+0,187%)
 
Comments: Today 4 thousands more and all the euribor types  continues being higher than yesterday. The next update will be done tomorrow at latest at 13:10 hours.
 
(At the end of this info. you will find Euribor from 1 week to 11 months)
 
__Date___Interest rate_
2/5/2011 2,139 +0,007 -> Increase compared preve. day:+0,328%
3/5/2011 2,143 +0,004 -> Increase compared preve. day:+0,187%
4/5/2011 2,146  Theorical expected value        
5/5/2011 2,149  ECB, not expected changes(=1'25%) 
6/5/2011 2,152  Theorical expected value        
9/5/2011 2,155  Theorical expected value        
10/5/2011 2,158  Theorical expected value        
11/5/2011 2,161  Theorical expected value        
12/5/2011 2,164  Theorical expected value        
13/5/2011 2,167  Theorical expected value        
16/5/2011 2,170  Theorical expected value        
17/5/2011 2,173  Theorical expected value        
18/5/2011 2,176  Theorical expected value        
19/5/2011 2,179  Theorical expected value        
20/5/2011 2,182  Theorical expected value        
23/5/2011 2,185  Theorical expected value        
24/5/2011 2,188  Theorical expected value        
25/5/2011 2,191  Theorical expected value        
26/5/2011 2,194  Theorical expected value        
27/5/2011 2,197  Theorical expected value        
30/5/2011 2,200  Theorical expected value        
31/5/2011 2,203  Theorical expected value
 
This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be:
727,32 €.
Compared one year ago, in May'10 (1,249%): 642,95 €
Expected monthly extra expenses will be: 84,37 €.
 
Expected yearly extra expenses will be:  1012
(+13,12%) 
 
(The monthly payments are calculated using the french metod type)
 
Euribor from 1 week to 12 months of 3/5/2011:
 
1 we. 2 we. 3 we. 1 mo. 2 mo. 3 mo. 4 mo.
1,241 1,245 1,248 1,251 1,285 1,402 1,492
5 mo. 6 mo. 7 mo. 8 mo. 9 mo. 10 mo. 11 mo.
1,585 1,688 1,763 1,833 1,919 1,993 2,060
12 mo.





2,143





 
Real average of Euribor of the current month from 1 week to 12 months:
 
1 w(av) 2 w(av) 3 w(av) 1 m(av) 2 m(av) 3 m(av) 4 m(av)
1,236 1,241 1,244 1,248 1,282 1,399 1,489
5 m(av) 6 m(av) 7 m(av) 8 m(av) 9 m(av) 10m(a) 11m(a)
1,582 1,685 1,760 1,831 1,917 1,991 2,057
12m(a)





2,141





 
Note: On right you have a small application where you can calculate your mortgage monthly payment.
 
Published date: 3/5/2011 at 13:10

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