Wednesday, 4 May 2011

Euribor 4/5/2011 (12 months & other types)

Forecast of May average: 2,171 (Reliability: 13%)
Oficial value of day 4/5/11: 2,157 (+0,653%)
 
Comments: Today 14 thousands more and almost all the euribor types  continues being higher than yesterday except types from 1 week to 1 months that are lower. The next update will be done tomorrow at latest at 13:10 hours.
 
(At the end of this info. you will find Euribor from 1 week to 11 months)
 
__Date___Interest rate_
02/05/11 2,139 +0,007 -> Increase compared preve. day:+0,328%
03/05/11 2,143 +0,004 -> Increase compared preve. day:+0,187%
04/05/11 2,157 +0,014 -> Increase compared preve. day:+0,653%
05/05/11 2,160  ECB, not expected changes(=1,25%) 
06/05/11 2,163  Theorical expected value  
09/05/11 2,166  Theorical expected value  
10/05/11 2,169  Theorical expected value  
11/05/11 2,172  Theorical expected value  
12/05/11 2,175  Theorical expected value  
13/05/11 2,178  Theorical expected value  
16/05/11 2,181  Theorical expected value  
17/05/11 2,184  Theorical expected value  
18/05/11 2,187  Theorical expected value  
19/05/11 2,190  Theorical expected value  
20/05/11 2,193  Theorical expected value  
23/05/11 2,196  Theorical expected value  
24/05/11 2,199  Theorical expected value  
25/05/11 2,202  Theorical expected value  
26/05/11 2,205  Theorical expected value  
27/05/11 2,208  Theorical expected value  
30/05/11 2,211  Theorical expected value  
31/05/11 2,214  Theorical expected value
 
This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be:
727,32 €.
Compared one year ago, in May'10 (1,249%): 642,95 €
Expected monthly extra expenses will be: 84,37 €.
 
Expected yearly extra expenses will be:  1012
(+13,12%) 
 
(The monthly payments are calculated using the french metod type)
 
Euribor from 1 week to 12 months of 4/5/2011:
 
1 we. 2 we. 3 we. 1 mo. 2 mo. 3 mo. 4 mo.
1,200 1,230 1,240 1,250 1,291 1,415 1,501
5 mo. 6 mo. 7 mo. 8 mo. 9 mo. 10 mo. 11 mo.
1,598 1,700 1,775 1,846 1,930 2,006 2,075
12 mo.





2,157





 
Real average of Euribor of the current month from 1 week to 12 months:
 
1 w(av) 2 w(av) 3 w(av) 1 m(av) 2 m(av) 3 m(av) 4 m(av)
1,224 1,237 1,243 1,248 1,285 1,404 1,493
5 m(av) 6 m(av) 7 m(av) 8 m(av) 9 m(av) 10m(a) 11m(a)
1,587 1,690 1,765 1,836 1,921 1,996 2,063
12m(a)





2,146





 
Note: On right you have a small application where you can calculate your mortgage monthly payment.
 
Published date: 4/5/2011 at 13:10
 

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