Wednesday, 30 March 2011

Euribor 30/3/2011 (12 months & other types)

Forecast of March average: 1,924 (Reliability: 96%)
Oficial value of day 30/3/11: 1,992 (+0,606%)
 
Comments: Today again 12 thousandths more, and all the Euribor types continues being higher than yesterday except euribor at 1 week that is lightly lower. The next update will be done tomorrow at latest at 13:10 hours.
 
(At the end of this info. you will find Euribor from 1 week to 11 months)
 
__Date___Interest rate_
01/03/2011 1,773 +0,006 -> Increase compared preve. day:+0,340%
02/03/2011 1,775 +0,002 -> Increase compared preve. day:+0,113%
03/03/2011 1,780 +0,005 -> Increase compared preve. day:+0,282%
04/03/2011 1,924 +0,144 -> Increase compared preve. day:+8,090%
07/03/2011 1,938 +0,014 -> Increase compared preve. day:+0,728%
08/03/2011 1,946 +0,008 -> Incremen. respecto al día ant.:+0,413%
09/03/2011 1,950 +0,004 -> Incremen. respecto al día ant.:+0,206%
10/03/2011 1,949 -0,001 -> Reducción respecto al día ant.:-0,051%
11/03/2011 1,944 -0,005 -> Reducción respecto al día ant.:-0,257%
14/03/2011 1,940 -0,004 -> Reducción respecto al día ant.:-0,206%
08/03/2011 1,946 +0,008 -> Increase compared preve. day:+0,413%
09/03/2011 1,950 +0,004 -> Increase compared preve. day:+0,206%
10/03/2011 1,949 -0,001 -> Reduction compared prev. day:-0,051%
11/03/2011 1,944 -0,005 -> Reduction compared prev. day:-0,257%
14/03/2011 1,940 -0,004 -> Reduction compared prev. day:-0,206%
15/03/2011 1,913 -0,027 -> Reduction compared prev. day:-1,392%
16/03/2011 1,915 +0,002 -> Increase compared preve. day:+0,105%
17/03/2011 1,913 -0,002 ->  Reduction compared prev. day:-0,104%
18/03/2011 1,916 +0,003 -> Increase compared preve. day:+0,157%
21/03/2011 1,930 +0,014 -> Increase compared preve. day:+0,731%
22/03/2011 1,945 +0,015 -> Increase compared preve. day:+0,777%
23/03/2011 1,949 +0,004 -> Increase compared preve. day:+0,206%
24/03/2011 1,953 +0,004 -> Increase compared preve. day:+0,205%
25/03/2011 1,962 +0,009 -> Increase compared preve. day:+0,461%
28/03/2011 1,971 +0,009 -> Increase compared preve. day:+0,459%
29/03/2011 1,980 +0,009 -> Increase compared preve. day:+0,457%
30/03/2011 1,992 +0,012 -> Increase compared preve. day:+0,606%
31/03/2011 1,993  Theorical expected value
 
This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be:
704,13 €.
Compared one year ago, in March'10 (1,215%): 639,96 €
Expected monthly extra expenses will be: 64,17 €.
 
Expected yearly extra expenses will be:  770
(+10,03) 
 
(The monthly payments are calculated using the french metod type)
 
Euribor from 1 week to 12 months of 30/3/2011:
 
1 we. 2 we. 3 we. 1 mo. 2 mo. 3 mo. 4 mo.
0,807 0,840 0,892 0,960 1,084 1,231 1,326
5 mo. 6 mo. 7 mo. 8 mo. 9 mo. 10 mo. 11 mo.
1,426 1,541 1,617 1,700 1,782 1,848 1,917
12 mo.





1,992





 
Real average of Euribor of the current month from 1 week to 12 months:
 
1 w(av) 2 w(av) 3 w(av) 1 m(av) 2 m(av) 3 m(av) 4 m(av)
0,810 0,836 0,866 0,900 1,025 1,173 1,272
5 m(av) 6 m(av) 7 m(av) 8 m(av) 9 m(av) 10m(a) 11m(a)
1,371 1,480 1,555 1,634 1,714 1,780 1,849
12m(a)





1,921





 
Note: On right you have a small application where you can calculate your mortgage monthly payment.
 
Published date: 30/3/2011 at 13:10
 

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