Euribor 23/3/2011 (12 months & other types)

Forecast of March average: 1,918 (Reliability: 74%)
Oficial value of day 23/3/11: 1,949 (+0,206%)

 

Comments: It seems that the ECB bank don't will pay attention to the requests to postpone the increase of interest rate expected for april, today all the Euribor types are higher than yesterday. The next update will be done tomorrow at latest at 13:10 hours.

 

(At the end of this info. you will find Euribor from 1 week to 11 months)

 

__Date___Interest rate_
01/03/2011 1,773 +0,006 -> Increase compared preve. day:+0,340%
02/03/2011 1,775 +0,002 -> Increase compared preve. day:+0,113%
03/03/2011 1,780 +0,005 -> Increase compared preve. day:+0,282%
04/03/2011 1,924 +0,144 -> Increase compared preve. day:+8,090%
07/03/2011 1,938 +0,014 -> Increase compared preve. day:+0,728%
08/03/2011 1,946 +0,008 -> Incremen. respecto al día ant.:+0,413%
09/03/2011 1,950 +0,004 -> Incremen. respecto al día ant.:+0,206%
10/03/2011 1,949 -0,001 -> Reducción respecto al día ant.:-0,051%
11/03/2011 1,944 -0,005 -> Reducción respecto al día ant.:-0,257%
14/03/2011 1,940 -0,004 -> Reducción respecto al día ant.:-0,206%
08/03/2011 1,946 +0,008 -> Increase compared preve. day:+0,413%
09/03/2011 1,950 +0,004 -> Increase compared preve. day:+0,206%
10/03/2011 1,949 -0,001 -> Reduction compared prev. day:-0,051%
11/03/2011 1,944 -0,005 -> Reduction compared prev. day:-0,257%
14/03/2011 1,940 -0,004 -> Reduction compared prev. day:-0,206%
15/03/2011 1,913 -0,027 -> Reduction compared prev. day:-1,392%
16/03/2011 1,915 +0,002 -> Increase compared preve. day:+0,105%
17/03/2011 1,913 -0,002 ->  Reduction compared prev. day:-0,104%
18/03/2011 1,916 +0,003 -> Increase compared preve. day:+0,157%
21/03/2011 1,930 +0,014 -> Increase compared preve. day:+0,731%
22/03/2011 1,945 +0,015 -> Increase compared preve. day:+0,777%
23/03/2011 1,949 +0,004 -> Increase compared preve. day:+0,206%
24/03/2011 1,950  Theorical expected value  
25/03/2011 1,951  Theorical expected value  
28/03/2011 1,952  Theorical expected value  
29/03/2011 1,952  Theorical expected value  
30/03/2011 1,953  Theorical expected value  
31/03/2011 1,954  Theorical expected value  

 

This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be: 703,57 €.
Compared one year ago, in March'10 (1,215%): 639,96 €
Expected monthly extra expenses will be: 63,61 €. 
Expected yearly extra expenses will be:  763 € (+9,94) 
 

(The monthly payments are calculated using the french metod type)

 

Euribor from 1 week to 12 months of 23/3/2011:

 

1 we.	2 we.	3 we.	1 mo.	2 mo.	3 mo.	4 mo.
0,793	0,818	0,850	0,902	1,037	1,191	1,290
5 mo.	6 mo.	7 mo.	8 mo.	9 mo.	10 mo.	11 mo.
1,390	1,501	1,579	1,658	1,740	1,807	1,879
12 mo.
1,949

 

Real average of Euribor of the current month from 1 week to 12 months:

 

1 w(av)	2 w(av)	3 w(av)	1 m(av)	2 m(av)	3 m(av)	4 m(av)
0,810	0,838	0,863	0,890	1,013	1,161	1,261
5 m(av)	6 m(av)	7 m(av)	8 m(av)	9 m(av)	10m(a)	11m(a)
1,359	1,468	1,543	1,620	1,699	1,765	1,834
12m(a)
1,906

 

Note: On right you have a small application where you can calculate your mortgage monthly payment.

 

Published date: 23/3/2011 at 13:10