Thursday, 17 March 2011

Euribor 17/3/2011 (12 months & other types)

Forecast of March average: 1,901 (Reliability: 56%)
Oficial value of day 17/3/11: 1,913 (-0,104%)
 
Comments: Today all Euribor types are lower or equal than yesterday, almost sure that for the time being the next month the ECB won't increase the official interest rate in Euro zone. The next update will be done tomorrow at latest at 13:10 hours.
 
(At the end of this info. you will find Euribor from 1 week to 11 months)
 
__Date___Interest rate_
01/03/2011 1,773 +0,006 -> Increase compared preve. day:+0,340%
02/03/2011 1,775 +0,002 -> Increase compared preve. day:+0,113%
03/03/2011 1,780 +0,005 -> Increase compared preve. day:+0,282%
04/03/2011 1,924 +0,144 -> Increase compared preve. day:+8,090%
07/03/2011 1,938 +0,014 -> Increase compared preve. day:+0,728%
08/03/2011 1,946 +0,008 -> Incremen. respecto al día ant.:+0,413%
09/03/2011 1,950 +0,004 -> Incremen. respecto al día ant.:+0,206%
10/03/2011 1,949 -0,001 -> Reducción respecto al día ant.:-0,051%
11/03/2011 1,944 -0,005 -> Reducción respecto al día ant.:-0,257%
14/03/2011 1,940 -0,004 -> Reducción respecto al día ant.:-0,206%
08/03/2011 1,946 +0,008 -> Increase compared preve. day:+0,413%
09/03/2011 1,950 +0,004 -> Increase compared preve. day:+0,206%
10/03/2011 1,949 -0,001 -> Reduction compared prev. day:-0,051%
11/03/2011 1,944 -0,005 -> Reduction compared prev. day:-0,257%
14/03/2011 1,940 -0,004 -> Reduction compared prev. day:-0,206%
15/03/2011 1,913 -0,027 -> Reduction compared prev. day:-1,392%
16/03/2011 1,915 +0,002 -> Increase compared preve. day:+0,105%
17/03/2011 1,913 -0,002 ->  Reduction compared prev. day:-0,104%
18/03/2011 1,913  Theorical expected value  
21/03/2011 1,912  Theorical expected value  
22/03/2011 1,911  Theorical expected value  
23/03/2011 1,912  Theorical expected value  
24/03/2011 1,911  Theorical expected value  
25/03/2011 1,910  Theorical expected value  
28/03/2011 1,909  Theorical expected value  
29/03/2011 1,909  Theorical expected value  
30/03/2011 1,908  Theorical expected value  
31/03/2011 1,907  Theorical expected value
 
This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be:
701,99 €.
Compared one year ago, in March'10 (1,215%): 639,96 €
Expected monthly extra expenses will be: 62,03 €.
 
Expected yearly extra expenses will be:  744
(+9,69) 
 
(The monthly payments are calculated using the french metod type)
 
Euribor from 1 week to 12 months of 17/3/2011:
 
1 we. 2 we. 3 we. 1 mo. 2 mo. 3 mo. 4 mo.
0,784 0,819 0,846 0,887 1,021 1,170 1,272
5 mo. 6 mo. 7 mo. 8 mo. 9 mo. 10 mo. 11 mo.
1,371 1,478 1,553 1,632 1,710 1,775 1,846
12 mo.





1,913





 
Real average of Euribor of the current month from 1 week to 12 months:
 
1 w(av) 2 w(av) 3 w(av) 1 m(av) 2 m(av) 3 m(av) 4 m(av)
0,818 0,845 0,868 0,889 1,008 1,155 1,255
5 m(av) 6 m(av) 7 m(av) 8 m(av) 9 m(av) 10m(a) 11m(a)
1,352 1,461 1,535 1,611 1,691 1,755 1,825
12m(a)





1,897





 
Note: On right you have a small application where you can calculate your mortgage monthly payment.
 
Published date: 17/3/2011 at 13:10
 

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