Monday, 14 March 2011

Euribor 14/3/2011 (12 months & other types)

Forecast of March average: 1,918 (Reliability: 43%)
Oficial value of day 14/3/11: 1,940 (-0,206%)
 
Comments: Today again practically all Euribor types are lower than friday, the adjustment continues. The next update will be done tomorrow at latest at 13:10 hours.
 
(At the end of this info. you will find Euribor from 1 week to 11 months)
 
__Date___Interest rate_
01/03/2011 1,773 +0,006 -> Increase compared preve. day:+0,340%
02/03/2011 1,775 +0,002 -> Increase compared preve. day:+0,113%
03/03/2011 1,780 +0,005 -> Increase compared preve. day:+0,282%
04/03/2011 1,924 +0,144 -> Increase compared preve. day:+8,090%
07/03/2011 1,938 +0,014 -> Increase compared preve. day:+0,728%
08/03/2011 1,946 +0,008 -> Incremen. respecto al día ant.:+0,413%
09/03/2011 1,950 +0,004 -> Incremen. respecto al día ant.:+0,206%
10/03/2011 1,949 -0,001 -> Reducción respecto al día ant.:-0,051%
11/03/2011 1,944 -0,005 -> Reducción respecto al día ant.:-0,257%
14/03/2011 1,940 -0,004 -> Reducción respecto al día ant.:-0,206%
08/03/2011 1,946 +0,008 -> Increase compared preve. day:+0,413%
09/03/2011 1,950 +0,004 -> Increase compared preve. day:+0,206%
10/03/2011 1,949 -0,001 -> Reduction compared prev. day:-0,051%
11/03/2011 1,944 -0,005 -> Reduction compared prev. day:-0,257%
14/03/2011 1,940 -0,004 -> Reduction compared prev. day:-0,206%
15/03/2011 1,939  Theorical expected value       
16/03/2011 1,940  Theorical expected value       
17/03/2011 1,939  Theorical expected value       
18/03/2011 1,939  Theorical expected value       
21/03/2011 1,940  Theorical expected value       
22/03/2011 1,939  Theorical expected value       
23/03/2011 1,940  Theorical expected value       
24/03/2011 1,939  Theorical expected value       
25/03/2011 1,938  Theorical expected value       
28/03/2011 1,939  Theorical expected value       
29/03/2011 1,939  Theorical expected value       
30/03/2011 1,938  Theorical expected value       
31/03/2011 1,937  Theorical expected value
 
This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be:
703,57 €.
Compared one year ago, in March'10 (1,215%): 639,96 €
Expected monthly extra expenses will be: 63,61 €.
 
Expected yearly extra expenses will be:  763
(+9,94) 
 
(The monthly payments are calculated using the french metod type)
 
Euribor from 1 week to 12 months of 14/3/2011:
 
1 we. 2 we. 3 we. 1 mo. 2 mo. 3 mo. 4 mo.
0,839 0,855 0,872 0,892 1,023 1,174 1,278
5 mo. 6 mo. 7 mo. 8 mo. 9 mo. 10 mo. 11 mo.
1,377 1,487 1,566 1,646 1,728 1,796 1,867
12 mo.





1,940





 
Real average of Euribor of the current month from 1 week to 12 months:
 
1 w(av) 2 w(av) 3 w(av) 1 m(av) 2 m(av) 3 m(av) 4 m(av)
0,824 0,850 0,873 0,889 1,005 1,150 1,250
5 m(av) 6 m(av) 7 m(av) 8 m(av) 9 m(av) 10m(a) 11m(a)
1,348 1,456 1,529 1,606 1,685 1,750 1,819
12m(a)





1,892





 
Note: On right you have a small application where you can calculate your mortgage monthly payment.
 
Published date: 14/3/2011 at 13:10

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