Tuesday 15 March 2011

Euribor 15/3/2011 (12 months & other types)

Forecast of March average: 1,901 (Reliability: 48%)
Oficial value of day 15/3/11: 1,913 (-1,392%)
 
Comments: Today again all Euribor types are lower than yesterday, the adjustment continues. The next update will be done tomorrow at latest at 13:10 hours.
 
(At the end of this info. you will find Euribor from 1 week to 11 months)
 
__Date___Interest rate_
01/03/2011 1,773 +0,006 -> Increase compared preve. day:+0,340%
02/03/2011 1,775 +0,002 -> Increase compared preve. day:+0,113%
03/03/2011 1,780 +0,005 -> Increase compared preve. day:+0,282%
04/03/2011 1,924 +0,144 -> Increase compared preve. day:+8,090%
07/03/2011 1,938 +0,014 -> Increase compared preve. day:+0,728%
08/03/2011 1,946 +0,008 -> Incremen. respecto al día ant.:+0,413%
09/03/2011 1,950 +0,004 -> Incremen. respecto al día ant.:+0,206%
10/03/2011 1,949 -0,001 -> Reducción respecto al día ant.:-0,051%
11/03/2011 1,944 -0,005 -> Reducción respecto al día ant.:-0,257%
14/03/2011 1,940 -0,004 -> Reducción respecto al día ant.:-0,206%
08/03/2011 1,946 +0,008 -> Increase compared preve. day:+0,413%
09/03/2011 1,950 +0,004 -> Increase compared preve. day:+0,206%
10/03/2011 1,949 -0,001 -> Reduction compared prev. day:-0,051%
11/03/2011 1,944 -0,005 -> Reduction compared prev. day:-0,257%
14/03/2011 1,940 -0,004 -> Reduction compared prev. day:-0,206%
15/03/2011 1,913 -0,027 ->  Reduction compared prev. day:-1,392%
16/03/2011 1,911  Theorical expected value        
17/03/2011 1,910  Theorical expected value        
18/03/2011 1,910  Theorical expected value        
21/03/2011 1,909  Theorical expected value        
22/03/2011 1,908  Theorical expected value        
23/03/2011 1,909  Theorical expected value        
24/03/2011 1,908  Theorical expected value        
25/03/2011 1,907  Theorical expected value        
28/03/2011 1,906  Theorical expected value        
29/03/2011 1,906  Theorical expected value        
30/03/2011 1,905  Theorical expected value        
31/03/2011 1,904  Theorical expected value
 
This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be:
701,99 €.
Compared one year ago, in March'10 (1,215%): 639,96 €
Expected monthly extra expenses will be: 62,03 €.
 
Expected yearly extra expenses will be:  744
(+9,69) 
 
(The monthly payments are calculated using the french metod type)
 
Euribor from 1 week to 12 months of 15/3/2011:
 
1 we. 2 we. 3 we. 1 mo. 2 mo. 3 mo. 4 mo.
0,814 0,837 0,860 0,887 1,019 1,167 1,270
5 mo. 6 mo. 7 mo. 8 mo. 9 mo. 10 mo. 11 mo.
1,364 1,474 1,550 1,629 1,708 1,775 1,844
12 mo.





1,913





 
Real average of Euribor of the current month from 1 week to 12 months:
 
1 w(av) 2 w(av) 3 w(av) 1 m(av) 2 m(av) 3 m(av) 4 m(av)
0,823 0,849 0,871 0,889 1,006 1,152 1,252
5 m(av) 6 m(av) 7 m(av) 8 m(av) 9 m(av) 10m(a) 11m(a)
1,349 1,458 1,531 1,608 1,687 1,752 1,821
12m(a)





1,894





 
Note: On right you have a small application where you can calculate your mortgage monthly payment.
 
Published date: 15/3/2011 at 13:10
 

No comments:

Post a Comment

Note: only a member of this blog may post a comment.