Tuesday, 7 December 2010

Euribor 7/12/2010 (12 months & other types)

Forecast of December average: 1,530 (Reliability: 21%)
Oficial value of day 7/12/10: 1,525
 
Comments: The next update will be done tomorrow around 13:10 hours.
 
(At the end of this info. you will find Euribor from 1 week to 11 months)
 
__Date___Interest rate_
01/12/2010 1,528 -0,002 -> Reduction compared prev. day:-0,131%
02/12/2010 1,528 =0,000 -> Reduction compared prev. day:=0,000%
03/12/2010 1,526 -0,002 -> Reduction compared prev. day:-0,131%
06/12/2010 1,524 -0,002 -> Reduction compared prev. day:-0,131%
07/12/2010 1,525 +0,001 -> Increase compared preve. day:+0,066%
08/12/2010 1,526  Theorical expected value          
09/12/2010 1,527  Theorical expected value          
10/12/2010 1,528  Theorical expected value          
13/12/2010 1,529  Theorical expected value          
14/12/2010 1,530  Theorical expected value          
15/12/2010 1,529  Theorical expected value          
16/12/2010 1,528  Theorical expected value          
17/12/2010 1,527  Theorical expected value          
20/12/2010 1,528  Theorical expected value          
21/12/2010 1,529  Theorical expected value          
22/12/2010 1,529  Theorical expected value          
23/12/2010 1,531  Theorical expected value          
24/12/2010 1,532  Theorical expected value          
27/12/2010 1,531  Theorical expected value          
28/12/2010 1,533  Theorical expected value          
29/12/2010 1,534  Theorical expected value          
30/12/2010 1,535  Theorical expected value          
31/12/2010 1,535  Theorical expected value  
 
This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be:
667,75€
Compared one year ago, in December'09 (1,242%): 642,33 €
Expected monthly extra expenses will be: 25,42

Expected yearly extra expenses will be:  305
 € (+3,96%) 
 
(The monthly payments are calculated using the french metod type)
 
Euribor from 1 week to 12 months of 7/12/2010:
 
1 we. 2 we. 3 we. 1 mo. 2 mo. 3 mo. 4 mo.
0,718 0,736 0,762 0,821 0,918 1,029 1,083
5 mo. 6 mo. 7 mo. 8 mo. 9 mo. 10 mo. 11 mo.
1,163 1,258 1,302 1,341 1,394 1,434 1,481
12 mo.
1,525
 
Real average of Euribor of the current month from 1 week to 12 months:
 
1 w(av) 2 w(av) 3 w(av) 1 m(av) 2 m(av) 3 m(av) 4 m(av)
0,666 0,703 0,750 0,817 0,916 1,027 1,082
5 m(av) 6 m(av) 7 m(av) 8 m(av) 9 m(av) 10m(av) 11m(av)
1,162 1,257 1,301 1,342 1,395 1,435 1,481
12m(av)
1,526
 
Note: On right you have a small application where you can calculate your mortgage monthly payment.
 
Published date: 7/12/2010 at 13:10
 

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