Wednesday, 15 December 2010

Euribor 15/12/2010 (12 months & other types)

Forecast of December average: 1,530 (Reliability: 48%)
Oficial value of day 15/12/10: 1,531
 
Comments: The next update will be done tomorrow around 13:10 hours.
 
(At the end of this info. you will find Euribor from 1 week to 11 months)
 
__Date___Interest rate_
01/12/2010 1,528 -0,002 -> Reduction compared prev. day:-0,131%
02/12/2010 1,528 =0,000 -> Reduction compared prev. day:=0,000%
03/12/2010 1,526 -0,002 -> Reduction compared prev. day:-0,131%
06/12/2010 1,524 -0,002 -> Reduction compared prev. day:-0,131%
07/12/2010 1,525 +0,001 -> Increase compared preve. day:+0,066%
08/12/2010 1,527 +0,002 -> Increase compared preve. day:+0,131%
09/12/2010 1,528 +0,001 -> Increase compared preve. day:+0,065%
10/12/2010 1,530 +0,002 -> Increase compared preve. day:+0,131%
13/12/2010 1,533 +0,003 -> Increase compared preve. day:+0,196%
14/12/2010 1,530 -0,003 -> Reduction compared prev. day:-0,196%
15/12/2010 1,531 +0,001 -> Increase compared preve. day:+0,065%
16/12/2010 1,530  Theorical expected value  
17/12/2010 1,529  Theorical expected value  
20/12/2010 1,530  Theorical expected value  
21/12/2010 1,531  Theorical expected value  
22/12/2010 1,531  Theorical expected value  
23/12/2010 1,532  Theorical expected value  
24/12/2010 1,533  Theorical expected value  
27/12/2010 1,532  Theorical expected value  
28/12/2010 1,532  Theorical expected value  
29/12/2010 1,533  Theorical expected value  
30/12/2010 1,534  Theorical expected value  
31/12/2010 1,534  Theorical expected value
 
This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be:
667,75€
Compared one year ago, in December'09 (1,242%): 642,33 €
Expected monthly extra expenses will be: 25,42

Expected yearly extra expenses will be:  305
 € (+3,96%) 
 
(The monthly payments are calculated using the french metod type)
 
Euribor from 1 week to 12 months of 15/12/2010:
 
1 we. 2 we. 3 we. 1 mo. 2 mo. 3 mo. 4 mo.
0,641 0,679 0,749 0,813 0,913 1,025 1,079
5 mo. 6 mo. 7 mo. 8 mo. 9 mo. 10 mo. 11 mo.
1,159 1,254 1,299 1,343 1,399 1,441 1,487
12 mo.
1,531
 
Real average of Euribor of the current month from 1 week to 12 months:
 
1 w(av) 2 w(av) 3 w(av) 1 m(av) 2 m(av) 3 m(av) 4 m(av)
0,675 0,706 0,755 0,818 0,916 1,027 1,082
5 m(av) 6 m(av) 7 m(av) 8 m(av) 9 m(av) 10m(av) 11m(av)
1,162 1,257 1,301 1,343 1,397 1,437 1,483
12m(av)
1,528
 
Note: On right you have a small application where you can calculate your mortgage monthly payment.
 
Published date: 15/12/2010 at 13:10
 

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