Friday, 3 December 2010

Euribor 3/12/2010 (12 months & other types)

Forecast of December average: 1,531 (Reliability: 13%)
Oficial value of day 3/12/10: 1,526
 
Comments: The next update will be done tomorrow around 13:10 hours.
 
(At the end of this info. you will find Euribor from 1 week to 11 months)
 
__Date___Interest rate_
01/12/2010 1,528 -0,002 -> Reduction compared prev. day:-0,131%
02/12/2010 1,528 =0,000 -> Reduction compared prev. day:=0,000%
03/12/2010 1,526 -0,002 ->  Reduction compared prev. day:-0,131%
06/12/2010 1,527  Theorical expected value        
07/12/2010 1,527  Theorical expected value        
08/12/2010 1,528  Theorical expected value        
09/12/2010 1,529  Theorical expected value        
10/12/2010 1,530  Theorical expected value        
13/12/2010 1,531  Theorical expected value        
14/12/2010 1,532  Theorical expected value        
15/12/2010 1,531  Theorical expected value        
16/12/2010 1,530  Theorical expected value        
17/12/2010 1,529  Theorical expected value        
20/12/2010 1,530  Theorical expected value        
21/12/2010 1,531  Theorical expected value        
22/12/2010 1,531  Theorical expected value        
23/12/2010 1,533  Theorical expected value        
24/12/2010 1,534  Theorical expected value        
27/12/2010 1,533  Theorical expected value        
28/12/2010 1,535  Theorical expected value        
29/12/2010 1,536  Theorical expected value        
30/12/2010 1,537  Theorical expected value        
31/12/2010 1,537  Theorical expected value    
 
This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be:
667,75€
Compared one year ago, in December'09 (1,242%): 642,33 €
Expected monthly extra expenses will be: 25,42

Expected yearly extra expenses will be:  305
 € (+3,96%) 
 
(The monthly payments are calculated using the french metod type)
 
Euribor from 1 week to 12 months of 3/12/2010:
 
1 we. 2 we. 3 we. 1 mo. 2 mo. 3 mo. 4 mo.
0,675 0,707 0,752 0,816 0,916 1,027 1,081
5 mo. 6 mo. 7 mo. 8 mo. 9 mo. 10 mo. 11 mo.
1,161 1,256 1,299 1,340 1,394 1,434 1,479
12 mo.
1,526
 
Real average of Euribor of the current month from 1 week to 12 months:
 
1 w(av) 2 w(av) 3 w(av) 1 m(av) 2 m(av) 3 m(av) 4 m(av)
0,641 0,687 0,744 0,814 0,916 1,027 1,082
5 m(av) 6 m(av) 7 m(av) 8 m(av) 9 m(av) 10m(av) 11m(av)
1,162 1,257 1,300 1,343 1,396 1,436 1,481
12m(av)
1,527
 
Note: On right you have a small application where you can calculate your mortgage monthly payment.
 
Published date: 3/12/2010 at 13:10
 

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