Thursday, 30 December 2010

Euribor 30/12/2010 (12 months & other types)

Forecast of December average: 1,526 (Reliability: 95%)
Oficial value of day 30/12/10: 1,514
 
Comments: The next update will be done tomorrow around 13:10 hours.
 
(At the end of this info. you will find Euribor from 1 week to 11 months)
 
__Date___Interest rate_
01/12/2010 1,528 -0,002 -> Reduction compared prev. day:-0,131%
02/12/2010 1,528 =0,000 -> Reduction compared prev. day:=0,000%
03/12/2010 1,526 -0,002 -> Reduction compared prev. day:-0,131%
06/12/2010 1,524 -0,002 -> Reduction compared prev. day:-0,131%
07/12/2010 1,525 +0,001 -> Increase compared preve. day:+0,066%
08/12/2010 1,527 +0,002 -> Increase compared preve. day:+0,131%
09/12/2010 1,528 +0,001 -> Increase compared preve. day:+0,065%
10/12/2010 1,530 +0,002 -> Increase compared preve. day:+0,131%
13/12/2010 1,533 +0,003 -> Increase compared preve. day:+0,196%
14/12/2010 1,530 -0,003 -> Reduction compared prev. day:-0,196%
15/12/2010 1,531 +0,001 -> Increase compared preve. day:+0,065%
16/12/2010 1,533 +0,002 -> Increase compared preve. day:+0,131%
17/12/2010 1,533 =0,000 -> Increase compared preve. day:=0,000%
20/12/2010 1,533 =0,000 -> Increase compared preve. day:=0,000%
21/12/2010 1,533 =0,000 -> Increase compared preve. day:=0,000%
22/12/2010 1,534 +0,001 -> Increase compared preve. day:+0,065%
23/12/2010 1,526 -0,008 -> Reduction compared prev. day:-0,522%
24/12/2010 1,521 -0,005 -> Reduction compared prev. day:-0,328%
27/12/2010 1,520 -0,001 -> Reduction compared prev. day:-0,066%
28/12/2010 1,519 -0,001 -> Reduction compared prev. day:-0,066%
29/12/2010 1,517 -0,002 -> Reduction compared prev. day:-0,132%
30/12/2010 1,514 -0,003 -> Reduction compared prev. day:-0,198%
31/12/2010 1,512  Theorical expected value
 
This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be:
667,66€
Compared one year ago, in December'09 (1,242%): 642,33 €
Expected monthly extra expenses will be: 25,33

Expected yearly extra expenses will be:  304
 € (+3,94%) 
 
(The monthly payments are calculated using the french metod type)
 
Euribor from 1 week to 12 months of 30/12/2010:
 
1 we. 2 we. 3 we. 1 mo. 2 mo. 3 mo. 4 mo.
0,628 0,667 0,720 0,790 0,893 1,010 1,066
5 mo. 6 mo. 7 mo. 8 mo. 9 mo. 10 mo. 11 mo.
1,145 1,234 1,282 1,328 1,379 1,424 1,467
12 mo.
1,514
 
Real average of Euribor of the current month from 1 week to 12 months:
 
1 w(av) 2 w(av) 3 w(av) 1 m(av) 2 m(av) 3 m(av) 4 m(av)
0,659 0,702 0,746 0,812 0,910 1,022 1,077
5 m(av) 6 m(av) 7 m(av) 8 m(av) 9 m(av) 10m(av) 11m(av)
1,158 1,252 1,298 1,341 1,395 1,436 1,482
12m(av)
1,527
 
Note: On right you have a small application where you can calculate your mortgage monthly payment.
 
Published date: 30/12/2010 at 13:10
 

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