Euribor 31/12/2010 & final value of December average

Final value of December average: 1,526

Oficial value of day 31/12/2010: 1,507

 

Comments: Coming soon this value will be confirmed by European Central Bank or by the Bank of each country.

 

(At the end of this info. you will find Euribor from 1 week to 11 months)

 

__Date___Interest rate_
01/12/2010 1,528 -0,002 -> Reduction compared prev. day:-0,131%
02/12/2010 1,528 =0,000 -> Reduction compared prev. day:=0,000%
03/12/2010 1,526 -0,002 -> Reduction compared prev. day:-0,131%
06/12/2010 1,524 -0,002 -> Reduction compared prev. day:-0,131%
07/12/2010 1,525 +0,001 -> Increase compared preve. day:+0,066%
08/12/2010 1,527 +0,002 -> Increase compared preve. day:+0,131%
09/12/2010 1,528 +0,001 -> Increase compared preve. day:+0,065%
10/12/2010 1,530 +0,002 -> Increase compared preve. day:+0,131%
13/12/2010 1,533 +0,003 -> Increase compared preve. day:+0,196%
14/12/2010 1,530 -0,003 -> Reduction compared prev. day:-0,196%
15/12/2010 1,531 +0,001 -> Increase compared preve. day:+0,065%
16/12/2010 1,533 +0,002 -> Increase compared preve. day:+0,131%
17/12/2010 1,533 =0,000 -> Increase compared preve. day:=0,000%
20/12/2010 1,533 =0,000 -> Increase compared preve. day:=0,000%
21/12/2010 1,533 =0,000 -> Increase compared preve. day:=0,000%
22/12/2010 1,534 +0,001 -> Increase compared preve. day:+0,065%
23/12/2010 1,526 -0,008 -> Reduction compared prev. day:-0,522%
24/12/2010 1,521 -0,005 -> Reduction compared prev. day:-0,328%
27/12/2010 1,520 -0,001 -> Reduction compared prev. day:-0,066%
28/12/2010 1,519 -0,001 -> Reduction compared prev. day:-0,066%
29/12/2010 1,517 -0,002 -> Reduction compared prev. day:-0,132%
30/12/2010 1,514 -0,003 -> Reduction compared prev. day:-0,198%
31/12/2010 1,507 -0,007 -> Reduction compared prev. day:-0,462%

 

This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be: 667,66€
Compared one year ago, in December'09 (1,242%): 642,33 €
Expected monthly extra expenses will be: 25,33 €
Expected yearly extra expenses will be:  304 € (+3,94%) 
 

(The monthly payments are calculated using the french metod type)

 

Euribor from 1 week to 12 months of 31/12/2010:

 

1 we.	2 we.	3 we.	1 mo.	2 mo.	3 mo.	4 mo.
0,612	0,654	0,710	0,782	0,885	1,006	1,061
5 mo.	6 mo.	7 mo.	8 mo.	9 mo.	10 mo.	11 mo.
1,140	1,227	1,276	1,322	1,372	1,417	1,461
12 mo.
1,507

 

Real average of Euribor of the current month from 1 week to 12 months:

 

1 w(av)	2 w(av)	3 w(av)	1 m(av)	2 m(av)	3 m(av)	4 m(av)
0,657	0,700	0,745	0,811	0,909	1,022	1,077
5 m(av)	6 m(av)	7 m(av)	8 m(av)	9 m(av)	10m(av)	11m(av)
1,157	1,251	1,297	1,340	1,394	1,435	1,481
12m(av)
1,526

 

Note: On right you have a small application where you can calculate your mortgage monthly payment.

 

Published date: 31/12/2010 at 13:10