Thursday, 25 November 2010

Euribor 25/11/2010 (12 months & other types)

Forecast of November average: 1,540 (Reliability: 86%)
Oficial value of day 25/11/10: 1,533
 
Comments: The next update will be done tomorrow around 13:10 hours.
 
(At the end of this info. you will find Euribor from 1 week to 11 months)
 
__Date___Interest rate_
01/11/2010 1,540 =0,000 -> Reduction compared prev. day:=0,000%
02/11/2010 1,542 +0,002 -> Increase compared preve. day:+0,130%
03/11/2010 1,544 +0,002 -> Increase compared preve. day:+0,130%
04/11/2010 1,544 =0,000 -> Increase compared preve. day:=0,000%
05/11/2010 1,543 -0,001 -> Reduction compared prev. day:-0,065%
08/11/2010 1,545 +0,002 -> Increase compared preve. day:+0,130%
09/11/2010 1,546 +0,001 -> Increase compared preve. day:+0,065%
10/11/2010 1,546 =0,000 -> Increase compared preve. day:=0,000%
11/11/2010 1,546 =0,000 -> Increase compared preve. day:=0,000%
12/11/2010 1,546 =0,000 -> Increase compared preve. day:=0,000%
15/11/2010 1,546 =0,000 -> Increase compared preve. day:=0,000%
16/11/2010 1,545 -0,001 -> Reduction compared prev. day:-0,065%
17/11/2010 1,544 -0,001 -> Reduction compared prev. day:-0,065%
18/11/2010 1,541 -0,003 -> Reduction compared prev. day:-0,194%
19/11/2010 1,540 -0,001 -> Reduction compared prev. day:-0,065%
22/11/2010 1,540 =0,000 -> Reduction compared prev. day:=0,000%
23/11/2010 1,536 -0,004 -> Reduction compared prev. day:-0,260%
24/11/2010 1,531 -0,005 -> Reduction compared prev. day:-0,326%
25/11/2010 1,533 +0,002 -> Increase compared preve. day:+0,131%
26/11/2010 1,532  Theorical expected value      
29/11/2010 1,531  Theorical expected value      
30/11/2010 1,530  Theorical expected value    
 
This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be:
669,01€
Compared one year ago, in November'09 (1,231%): 641,36 €
Expected monthly extra expenses will be: 27,65

Expected yearly extra expenses will be:  332
 € (+4,31%) 
 
(The monthly payments are calculated using the french metod type)
 
Euribor from 1 week to 12 months of 25/11/2010:
 
1 we. 2 we. 3 we. 1 mo. 2 mo. 3 mo. 4 mo.
0,615 0,674 0,739 0,799 0,916 1,031 1,085
5 mo. 6 mo. 7 mo. 8 mo. 9 mo. 10 mo. 11 mo.
1,167 1,262 1,305 1,350 1,401 1,440 1,485
12 mo.
1,533
 
Real average of Euribor of the current month from 1 week to 12 months:
 
1 w(av) 2 w(av) 3 w(av) 1 m(av) 2 m(av) 3 m(av) 4 m(av)
0,750 0,777 0,807 0,838 0,926 1,044 1,096
5 m(av) 6 m(av) 7 m(av) 8 m(av) 9 m(av) 10m(av) 11m(av)
1,177 1,270 1,315 1,358 1,411 1,451 1,494
12m(av)
1,542
 
Note: On right you have a small application where you can calculate your mortgage monthly payment.
 
Published date: 25/11/2010 at 13:10
 

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