Thursday 18 November 2010

Euribor 18/11/2010 (12 months & other types)

Forecast of November average: 1,543 (Reliability: 63%)
Oficial value of day 18/11/10: 1,541
 
Comments: The next update will be done tomorrow around 13:10 hours.
 
(At the end of this info. you will find Euribor from 1 week to 11 months)
 
__Date___Interest rate_
01/11/2010 1,540 =0,000 -> Reduction compared prev. day:=0,000%
02/11/2010 1,542 +0,002 -> Increase compared preve. day:+0,130%
03/11/2010 1,544 +0,002 -> Increase compared preve. day:+0,130%
04/11/2010 1,544 =0,000 -> Increase compared preve. day:=0,000%
05/11/2010 1,543 -0,001 -> Reduction compared prev. day:-0,065%
08/11/2010 1,545 +0,002 -> Increase compared preve. day:+0,130%
09/11/2010 1,546 +0,001 -> Increase compared preve. day:+0,065%
10/11/2010 1,546 =0,000 -> Increase compared preve. day:=0,000%
11/11/2010 1,546 =0,000 -> Increase compared preve. day:=0,000%
12/11/2010 1,546 =0,000 -> Increase compared preve. day:=0,000%
15/11/2010 1,546 =0,000 -> Increase compared preve. day:=0,000%
16/11/2010 1,545 -0,001 -> Reduction compared prev. day:-0,065%
17/11/2010 1,544 -0,001 -> Reduction compared prev. day:-0,065%
18/11/2010 1,541 -0,003 -> Reduction compared prev. day:-0,194%
19/11/2010 1,540  Theorical expected value   
22/11/2010 1,541  Theorical expected value   
23/11/2010 1,540  Theorical expected value   
24/11/2010 1,540  Theorical expected value   
25/11/2010 1,539  Theorical expected value   
26/11/2010 1,540  Theorical expected value   
29/11/2010 1,540  Theorical expected value   
30/11/2010 1,539  Theorical expected value     
 
This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be:
669,19€
Compared one year ago, in November'09 (1,231%): 641,36 €
Expected monthly extra expenses will be: 27,83

Expected yearly extra expenses will be:  334
 € (+4,34%) 
 
(The monthly payments are calculated using the french metod type)
 
Euribor from 1 week to 12 months of 18/11/2010:
 
1 we. 2 we. 3 we. 1 mo. 2 mo. 3 mo. 4 mo.
0,742 0,766 0,801 0,834 0,928 1,041 1,094
5 mo. 6 mo. 7 mo. 8 mo. 9 mo. 10 mo. 11 mo.
1,175 1,269 1,312 1,356 1,409 1,450 1,493
12 mo.
1,541
 
Real average of Euribor of the current month from 1 week to 12 months:
 
1 w(av) 2 w(av) 3 w(av) 1 m(av) 2 m(av) 3 m(av) 4 m(av)
0,782 0,803 0,824 0,848 0,929 1,048 1,100
5 m(av) 6 m(av) 7 m(av) 8 m(av) 9 m(av) 10m(av) 11m(av)
1,180 1,273 1,318 1,360 1,414 1,454 1,496
12m(av)
1,544
 
Note: On right you have a small application where you can calculate your mortgage monthly payment.
 
Published date: 18/11/2010 at 13:10
 

No comments:

Post a Comment

Note: only a member of this blog may post a comment.