Monday, 1 November 2010

Euribor 1/11/2010 (12 months & other types)

Forecast of November average: 1,543 (Reliability: 4%)
Oficial value of day 1/11/10: 1,540
 
Comments: The next update will be done tomorrow around 13:00 hours.
 
(At the end of this info. you will find Euribor from 1 week to 11 months)
 
__Date___Interest rate_
01/11/2010 1,540 =0,000 -> Reduction compared prev. day:=0,000%
02/11/2010 1,539  Theorical expected value      
03/11/2010 1,540  Theorical expected value      
04/11/2010 1,541  Theorical expected value      
05/11/2010 1,540  Theorical expected value      
08/11/2010 1,541  Theorical expected value      
09/11/2010 1,540  Theorical expected value      
10/11/2010 1,539  Theorical expected value      
11/11/2010 1,540  Theorical expected value      
12/11/2010 1,542  Theorical expected value      
15/11/2010 1,543  Theorical expected value      
16/11/2010 1,542  Theorical expected value      
17/11/2010 1,541  Theorical expected value      
18/11/2010 1,542  Theorical expected value      
19/11/2010 1,541  Theorical expected value      
22/11/2010 1,542  Theorical expected value      
23/11/2010 1,543  Theorical expected value      
24/11/2010 1,546  Theorical expected value      
25/11/2010 1,549  Theorical expected value      
26/11/2010 1,550  Theorical expected value      
29/11/2010 1,549  Theorical expected value      
30/11/2010 1,551  Theorical expected value  
   
This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be:
669,19€
Compared one year ago, in November'09 (1,231%): 641,36 €
Expected monthly extra expenses will be: 27,83

Expected yearly extra expenses will be:  334
 € (+4,34%) 
 
(The monthly payments are calculated using the french metod type)
 
Euribor from 1 week to 12 months of 1/11/2010:
 
1 we. 2 we. 3 we. 1 mo. 2 mo. 3 mo. 4 mo.
0,770 0,795 0,819 0,848 0,917 1,046 1,098
5 mo. 6 mo. 7 mo. 8 mo. 9 mo. 10 mo. 11 mo.
1,177 1,269 1,317 1,358 1,410 1,450 1,492
12 mo.
1,540
 
Real average of Euribor of the current month from 1 week to 12 months:
 
1 w(av) 2 w(av) 3 w(av) 1 m(av) 2 m(av) 3 m(av) 4 m(av)
0,770 0,795 0,819 0,848 0,917 1,046 1,098
5 m(av) 6 m(av) 7 m(av) 8 m(av) 9 m(av) 10m(av) 11m(av)
1,177 1,269 1,317 1,358 1,410 1,450 1,492
12m(av)
1,540
 
Note: On right you have a small application where you can calculate your mortgage monthly payment.
 
Published date: 1/11/2010 at 13:05
 

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