Friday, 12 November 2010

Euribor 12/11/2010 (12 months & other types)

Forecast of November average: 1,548 (Reliability: 46%)
Oficial value of day 12/11/10: 1,546
 
Comments: The next update will be done tomorrow around 13:10 hours.
 
(At the end of this info. you will find Euribor from 1 week to 11 months)
 
__Date___Interest rate_
01/11/2010 1,540 =0,000 -> Reduction compared prev. day:=0,000%
02/11/2010 1,542 +0,002 -> Increase compared preve. day:+0,130%
03/11/2010 1,544 +0,002 -> Increase compared preve. day:+0,130%
04/11/2010 1,544 =0,000 -> Increase compared preve. day:=0,000%
05/11/2010 1,543 -0,001 -> Reduction compared prev. day:-0,065%
08/11/2010 1,545 +0,002 -> Increase compared preve. day:+0,130%
09/11/2010 1,546 +0,001 -> Increase compared preve. day:+0,065%
10/11/2010 1,546 =0,000 -> Increase compared preve. day:=0,000%
11/11/2010 1,546 =0,000 -> Increase compared preve. day:=0,000%
12/11/2010 1,546 =0,000 ->  Increase compared preve. day:=0,000%
15/11/2010 1,547  Theorical expected value      
16/11/2010 1,547  Theorical expected value      
17/11/2010 1,546  Theorical expected value      
18/11/2010 1,547  Theorical expected value      
19/11/2010 1,546  Theorical expected value      
22/11/2010 1,547  Theorical expected value      
23/11/2010 1,548  Theorical expected value      
24/11/2010 1,551  Theorical expected value      
25/11/2010 1,554  Theorical expected value      
26/11/2010 1,555  Theorical expected value      
29/11/2010 1,554  Theorical expected value      
30/11/2010 1,556  Theorical expected value   
 
This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be:
669,64€
Compared one year ago, in November'09 (1,231%): 641,36 €
Expected monthly extra expenses will be: 28,28

Expected yearly extra expenses will be:  339
 € (+4,41%) 
 
(The monthly payments are calculated using the french metod type)
 
Euribor from 1 week to 12 months of 12/11/2010:
 
1 we. 2 we. 3 we. 1 mo. 2 mo. 3 mo. 4 mo.
0,806 0,816 0,832 0,852 0,935 1,049 1,100
5 mo. 6 mo. 7 mo. 8 mo. 9 mo. 10 mo. 11 mo.
1,182 1,276 1,320 1,361 1,415 1,455 1,497
12 mo.
1,546
 
Real average of Euribor of the current month from 1 week to 12 months:
 
1 w(av) 2 w(av) 3 w(av) 1 m(av) 2 m(av) 3 m(av) 4 m(av)
0,784 0,806 0,826 0,850 0,927 1,049 1,100
5 m(av) 6 m(av) 7 m(av) 8 m(av) 9 m(av) 10m(av) 11m(av)
1,180 1,273 1,319 1,360 1,414 1,454 1,496
12m(av)
1,544
 
Note: On right you have a small application where you can calculate your mortgage monthly payment.
 
Published date: 12/11/2010 at 13:10
 

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