Euribor 5/2/2010 (12 months & other types)

Forecast of February average: 1,229 (Reliability: 25%)
Oficial value of day 5/02/10: 1,222

 

Comments: The next update will be done tomorrow around 12:00 hours.

 

(At the end of this info. you will find Euribor from 1 week to 11 months)

 

__Date___Interest rate_
01/02/2010 1,226 +0,001 -> Increase compared preve. day:+0,082%
02/02/2010 1,228 +0,002 -> Increase compared preve. day:+0,163%
03/02/2010 1,228 =0,000 -> Increase compared preve. day:=0,000%
04/02/2010 1,228 =0,000 -> Increase compared preve. day:=0,000%
05/02/2010 1,222 -0,006 -> Reduction compared prev. day:-0,489%
08/02/2010 1,223  Theorical expected value             
09/02/2010 1,224  Theorical expected value             
10/02/2010 1,225  Theorical expected value             
11/02/2010 1,226  Theorical expected value             
12/02/2010 1,227  Theorical expected value             
15/02/2010 1,227  Theorical expected value             
16/02/2010 1,227  Theorical expected value             
17/02/2010 1,228  Theorical expected value             
18/02/2010 1,229  Theorical expected value             
19/02/2010 1,228  Theorical expected value             
22/02/2010 1,226  Theorical expected value             
23/02/2010 1,224  Theorical expected value             
24/02/2010 1,225  Theorical expected value             
25/02/2010 1,226  Theorical expected value             
26/02/2010 1,228  Theorical expected value

 

This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be: 641,45€
Compared one year ago, in Feb'09 (2,135%): 723,92 €
Expected monthly savings will be.: 82 €
Expected Yearly savings will be.: 990 € (-11,39%) 
 

(The monthly payments are calculated using the french metod type)

 

Euribor from 1 week to 12 months of 5/2/2010:

 

1 we.	2 we.	3 we.	1 mo.	2 mo.	3 mo.	4 mo.
0,348	0,363	0,379	0,424	0,523	0,663	0,761
5 mo.	6 mo.	7 mo.	8 mo.	9 mo.	10 mo.	11 mo.
0,850	0,965	1,001	1,048	1,096	1,134	1,176
12 mo.
1,222

 

Real average of Euribor of the current month from 1 week to 12 months:

 

1 w.(av)	2 w.(av)	3 w.(av)	1 m.(av)	2 m.(av)	3 m.(av)	4 m.(av)
0,347	0,362	0,379	0,424	0,525	0,665	0,762
5 m.(av)	6 m.(av)	7 m.(av)	8 m.(av)	9 m.(av)	10 m(av)	11 m(av)
0,851	0,966	1,003	1,050	1,098	1,138	1,180
12 m(av)
1,226

 

Note: On right you have a small application where you can calculate your mortgage monthly payment.

 

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Published date: 5/2/2010 at 13:05