Euribor 19/2/2010 (12 months & other types)

Forecast of February average: 1,225 (Reliability: 75%)
Oficial value of day 19/02/10: 1,227

 

Comments: The next update will be done tomorrow around 12:00 hours.

 

(At the end of this info. you will find Euribor from 1 week to 11 months)

 

__Date___Interest rate_
01/02/2010 1,226 +0,001 -> Increase compared preve. day:+0,082%
02/02/2010 1,228 +0,002 -> Increase compared preve. day:+0,163%
03/02/2010 1,228 =0,000 -> Increase compared preve. day:=0,000%
04/02/2010 1,228 =0,000 -> Increase compared preve. day:=0,000%
05/02/2010 1,222 -0,006 -> Reduction compared prev. day:-0,489%
08/02/2010 1,222 =0,000 -> Reduction compared prev. day:=0,000%
09/02/2010 1,227 +0,005 -> Increase compared preve. day:+0,409%
10/02/2010 1,227 =0,000 ->  Increase compared preve. day:=0,000%
11/02/2010 1,229 +0,002 ->  Increase compared preve. day:+0,163%
12/02/2010 1,228 -0,001 -> Reduction compared prev. day:-0,081%
15/02/2010 1,224 -0,004 -> Reduction compared prev. day:-0,326%
16/02/2010 1,224 =0,000 -> Reduction compared prev. day:=0,000%
17/02/2010 1,225 +0,001 -> Increase compared preve. day:+0,082%
18/02/2010 1,224 -0,001 ->  Reduction compared prev. day:-0,082%
19/02/2010 1,227 +0,003 -> Increase compared preve. day:+0,245%
22/02/2010 1,225  Theorical expected value     
23/02/2010 1,223  Theorical expected value     
24/02/2010 1,224  Theorical expected value     
25/02/2010 1,225  Theorical expected value     
26/02/2010 1,227  Theorical expected value                            

 

This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be: 640,75€
Compared one year ago, in Feb'09 (2,135%): 723,92 €
Expected monthly savings will be.: 83 €
Expected Yearly savings will be.: 998 € (-11,49%) 
 

(The monthly payments are calculated using the french metod type)

 

Euribor from 1 week to 12 months of 19/2/2010:

 

1 we.	2 we.	3 we.	1 mo.	2 mo.	3 mo.	4 mo.
0,345	0,363	0,378	0,420	0,522	0,661	0,763
5 mo.	6 mo.	7 mo.	8 mo.	9 mo.	10 mo.	11 mo.
0,852	0,965	1,003	1,050	1,100	1,137	1,178
12 mo.
1,227

 

Real average of Euribor of the current month from 1 week to 12 months:

 

1 w.(av)	2 w.(av)	3 w.(av)	1 m.(av)	2 m.(av)	3 m.(av)	4 m.(av)
0,345	0,362	0,378	0,423	0,523	0,663	0,762
5 m.(av)	6 m.(av)	7 m.(av)	8 m.(av)	9 m.(av)	10 m(av)	11 m(av)
0,851	0,965	1,003	1,050	1,099	1,136	1,178
12 m(av)
1,226

 

Note: On right you have a small application where you can calculate your mortgage monthly payment.

 

Published date: 19/2/2010 at 13:05