Wednesday, 10 February 2010

Euribor 10/2/2010 (12 months & other types)

Forecast of February average: 1,226 (Reliability: 40%)
Oficial value of day 10/02/10: 1,227
 
Comments: The next update will be done tomorrow around 12:00 hours.
 
(At the end of this info. you will find Euribor from 1 week to 11 months)
 
__Date___Interest rate_
01/02/2010 1,226 +0,001 -> Increase compared preve. day:+0,082%
02/02/2010 1,228 +0,002 -> Increase compared preve. day:+0,163%
03/02/2010 1,228 =0,000 -> Increase compared preve. day:=0,000%
04/02/2010 1,228 =0,000 -> Increase compared preve. day:=0,000%
05/02/2010 1,222 -0,006 -> Reduction compared prev. day:-0,489%
08/02/2010 1,222 =0,000 -> Reduction compared prev. day:=0,000%
09/02/2010 1,227 +0,005 -> Increase compared preve. day:+0,409%
10/02/2010 1,227 =0,000 ->  Increase compared preve. day:=0,000%
11/02/2010 1,228  Theorical expected value            
12/02/2010 1,229  Theorical expected value            
15/02/2010 1,229  Theorical expected value            
16/02/2010 1,229  Theorical expected value            
17/02/2010 1,230  Theorical expected value            
18/02/2010 1,231  Theorical expected value            
19/02/2010 1,230  Theorical expected value            
22/02/2010 1,228  Theorical expected value            
23/02/2010 1,226  Theorical expected value            
24/02/2010 1,227  Theorical expected value            
25/02/2010 1,228  Theorical expected value            
26/02/2010 1,230  Theorical expected value            
 
This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be:
640,75€
Compared one year ago, in Feb'09 (2,135%): 723,92 €
Expected monthly savings will be.: 83 €
Expected Yearly savings will be.: 998 € (-11,49%) 

 
(The monthly payments are calculated using the french metod type)
 
Euribor from 1 week to 12 months of 10/2/2010:
 
1 we. 2 we. 3 we. 1 mo. 2 mo. 3 mo. 4 mo.
0,345 0,362 0,378 0,423 0,522 0,662 0,761
5 mo. 6 mo. 7 mo. 8 mo. 9 mo. 10 mo. 11 mo.
0,851 0,966 1,004 1,050 1,100 1,138 1,178
12 mo.
1,227
 
Real average of Euribor of the current month from 1 week to 12 months:
 
1 w.(av) 2 w.(av) 3 w.(av) 1 m.(av) 2 m.(av) 3 m.(av) 4 m.(av)
0,346 0,362 0,378 0,424 0,524 0,663 0,762
5 m.(av) 6 m.(av) 7 m.(av) 8 m.(av) 9 m.(av) 10 m(av) 11 m(av)
0,851 0,966 1,003 1,049 1,098 1,137 1,179
12 m(av)
1,226
 
Note: On right you have a small application where you can calculate your mortgage monthly payment.
 
 
Published date: 10/2/2010 at 13:05
 

No comments:

Post a Comment

Note: only a member of this blog may post a comment.