Euribor 25/2/2010 (12 months & other types)

Forecast of February average: 1,225 (Reliability: 95%)
Oficial value of day 25/02/10: 1,218

 

Comments: The next update will be done tomorrow around 12:00 hours.

 

(At the end of this info. you will find Euribor from 1 week to 11 months)

 

__Date___Interest rate_
01/02/2010 1,226 +0,001 -> Increase compared preve. day:+0,082%
02/02/2010 1,228 +0,002 -> Increase compared preve. day:+0,163%
03/02/2010 1,228 =0,000 -> Increase compared preve. day:=0,000%
04/02/2010 1,228 =0,000 -> Increase compared preve. day:=0,000%
05/02/2010 1,222 -0,006 -> Reduction compared prev. day:-0,489%
08/02/2010 1,222 =0,000 -> Reduction compared prev. day:=0,000%
09/02/2010 1,227 +0,005 -> Increase compared preve. day:+0,409%
10/02/2010 1,227 =0,000 ->  Increase compared preve. day:=0,000%
11/02/2010 1,229 +0,002 ->  Increase compared preve. day:+0,163%
12/02/2010 1,228 -0,001 -> Reduction compared prev. day:-0,081%
15/02/2010 1,224 -0,004 -> Reduction compared prev. day:-0,326%
16/02/2010 1,224 =0,000 -> Reduction compared prev. day:=0,000%
17/02/2010 1,225 +0,001 -> Increase compared preve. day:+0,082%
18/02/2010 1,224 -0,001 ->  Reduction compared prev. day:-0,082%
19/02/2010 1,227 +0,003 -> Increase compared preve. day:+0,245%
22/02/2010 1,228 +0,001 -> Increase compared preve. day:+0,081%
23/02/2010 1,228 =0,000 -> Increase compared preve. day:=0,000%
24/02/2010 1,226 -0,002 -> Reduction compared prev. day:-0,163%
25/02/2010 1,218 -0,008 -> Reduction compared prev. day:-0,653%
26/02/2010 1,219   Theorical expected value                            

 

This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be: 640,84€
Compared one year ago, in Feb'09 (2,135%): 723,92 €
Expected monthly savings will be.: 83 €
Expected Yearly savings will be.: 997 € (-11,48%) 
 

(The monthly payments are calculated using the french metod type)

 

Euribor from 1 week to 12 months of 25/2/2010:

 

1 se.	2 se.	3 se.	1 mes	2 mes.	3 mes	4 mes
0,343	0,361	0,376	0,418	0,519	0,658	0,758
5 mes	6 mes	7 mes	8 mes	9 mes	10 m.	11 m.
0,847	0,959	0,997	1,043	1,092	1,130	1,169
12 m.
1,218

 

Real average of Euribor of the current month from 1 week to 12 months:

 

1 w.(av)	2 w.(av)	3 w.(av)	1 m.(av)	2 m.(av)	3 m.(av)	4 m.(av)
0,345	0,362	0,378	0,422	0,522	0,662	0,762
5 m.(av)	6 m.(av)	7 m.(av)	8 m.(av)	9 m.(av)	10 m(av)	11 m(av)
0,851	0,965	1,002	1,049	1,099	1,136	1,177
12 m(av)
1,226

 

Note: On right you have a small application where you can calculate your mortgage monthly payment.

 

Published date: 25/2/2010 at 13:05