Euribor 3/2/2010 (12 months & other types)

Forecast of February average: 1,232 (Reliability: 15%)
Oficial value of day 3/02/10: 1,228

 

Comments: The next update will be done tomorrow around 12:00 hours.

 

(At the end of this info. you will find Euribor from 1 week to 11 months)

 

__Date___Interest rate_
01/02/2010 1,226 +0,001 -> Increase compared preve. day:+0,082%
02/02/2010 1,228 +0,002 -> Increase compared preve. day:+0,163%
03/02/2010 1,228 =0,000 -> Increase compared preve. day:=0,000%
04/02/2010 1,229   ECB, not expected changes(=1%)
05/02/2010 1,230  Theorical expected value          
08/02/2010 1,230  Theorical expected value          
09/02/2010 1,231  Theorical expected value          
10/02/2010 1,232  Theorical expected value          
11/02/2010 1,233  Theorical expected value          
12/02/2010 1,234  Theorical expected value          
15/02/2010 1,234  Theorical expected value          
16/02/2010 1,234  Theorical expected value          
17/02/2010 1,235  Theorical expected value          
18/02/2010 1,236  Theorical expected value          
19/02/2010 1,235  Theorical expected value          
22/02/2010 1,233  Theorical expected value          
23/02/2010 1,231  Theorical expected value          
24/02/2010 1,232  Theorical expected value          
25/02/2010 1,233  Theorical expected value          
26/02/2010 1,235  Theorical expected value          

 

This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be: 641,45€
Compared one year ago, in Feb'09 (2,135%): 723,92 €
Expected monthly savings will be.: 82 €
Expected Yearly savings will be.: 990 € (-11,39%) 
 

(The monthly payments are calculated using the french metod type)

 

Euribor from 1 week to 12 months of 3/2/2010:

 

1 we.	2 we.	3 we.	1 mo.	2 mo.	3 mo.	4 mo.
0,347	0,362	0,378	0,424	0,525	0,665	0,762
5 mo.	6 mo.	7 mo.	8 mo.	9 mo.	10 mo.	11 mo.
0,851	0,967	1,005	1,052	1,100	1,140	1,182
12 mo.
1,228

 

Real average of Euribor of the current month from 1 week to 12 months:

 

1 w.(av)	2 w.(av)	3 w.(av)	1 m.(av)	2 m.(av)	3 m.(av)	4 m.(av)
0,347	0,362	0,379	0,425	0,525	0,665	0,763
5 m.(av)	6 m.(av)	7 m.(av)	8 m.(av)	9 m.(av)	10 m(av)	11 m(av)
0,852	0,967	1,004	1,050	1,099	1,138	1,181
12 m(av)
1,227

 

Note: On right you have a small application where you can calculate your mortgage monthly payment.

 

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Published date: 3/2/2010 at 13:05