Thursday, 3 September 2009

Euribor 3/9/2009 (12 months & other types)

Forecast of September average: 1,312 (Reliability: 14%)
Oficial value of day 3/9/09: 1,298
 
Comments: The next update will be done tomorrow around 16:00 hours. (Thanks to check from time to time the advs. of the blog). 
 
(At the end of this info. you will find Euribor from 1 week to 11 months)
 
__Date___Interest rate_
01/09/2009 1,302 -0,002 -> Reduction compared prev. day:-0,153%
02/09/2009 1,300 -0,002 -> Reduction compared prev. day:-0,154%
03/09/2009 1,298 -0,002 -> Reduction compared prev. day:-0,154%
04/09/2009 1,301  Theorical expected value    
07/09/2009 1,299  Theorical expected value    
08/09/2009 1,302  Theorical expected value    
09/09/2009 1,305  Theorical expected value    
10/09/2009 1,308  Theorical expected value    
11/09/2009 1,307  Theorical expected value    
14/09/2009 1,310  Theorical expected value    
15/09/2009 1,308  Theorical expected value    
16/09/2009 1,314  Theorical expected value    
17/09/2009 1,316  Theorical expected value    
18/09/2009 1,319  Theorical expected value    
21/09/2009 1,322  Theorical expected value    
22/09/2009 1,321  Theorical expected value    
23/09/2009 1,320  Theorical expected value    
24/09/2009 1,323  Theorical expected value    
25/09/2009 1,326  Theorical expected value    
28/09/2009 1,323  Theorical expected value    
29/09/2009 1,323  Theorical expected value    
30/09/2009 1,323  Theorical expected value
 
This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be:
648,52€
Compared one year ago, in Sep'08 (5,384%): 1065,8 €
Expected monthly savings will be.: 417 €
Expected Yearly savings will be.: 5007 € (-39,15%) 

 
(The monthly payments are calculated using the french metod type)
 
Euribor from 1 week to 11 months of 3/9/2009:
 
1 we. 2 we. 3 we. 1 mo. 2 mo. 3 mo. 4 mo.
0,339 0,369 0,403 0,476 0,653 0,809 0,913
5 mo. 6 mo. 7 mo. 8 mo. 9 mo. 10 mo. 11 mo.
0,992 1,076 1,114 1,158 1,199 1,23 1,267
 
Note: On right you have a small application where you can calculate your mortgage monthly payment.
 
Published date: 03/09/2009 at 16:05
 

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