Euribor 23/9/2009 (12 months & other types)

Forecast of September average: 1,265 (Reliability: 77%)
Oficial value of day 23/9/09: 1,247

 

Comments: The next update will be done tomorrow around 14:00 hours. The Euribor at 1 week are increasing, it means that in the next days all types of euribor will increase with moderation.

 

(At the end of this info. you will find Euribor from 1 week to 11 months)

 

__Date___Interest rate_
01/09/2009 1,302 -0,002 -> Reduction compared prev. day:-0,153%
02/09/2009 1,300 -0,002 -> Reduction compared prev. day:-0,154%
03/09/2009 1,298 -0,002 -> Reduction compared prev. day:-0,154%
04/09/2009 1,290 -0,008 -> Reduction compared prev. day:-0,616%
07/09/2009 1,283 -0,007 -> Reduction compared prev. day:-0,543%
08/09/2009 1,274 -0,009 -> Reduction compared prev. day:-0,701%
09/09/2009 1,267 -0,007 -> Reduction compared prev. day:-0,549%
10/09/2009 1,261 -0,006 -> Reduction compared prev. day:-0,474%
11/09/2009 1,258 -0,003 -> Reduction compared prev. day:-0,238%
14/09/2009 1,255 -0,003 -> Reduction compared prev. day:-0,238%
15/09/2009 1,256 +0,001 -> Increase compared preve. day:+0,080%
16/09/2009 1,252 -0,004 -> Reduction compared prev. day:-0,318%
17/09/2009 1,256 +0,004 -> Increase compared preve. day:+0,319%
18/09/2009 1,254 -0,002 -> Reduction compared prev. day:-0,159%
21/09/2009 1,252 -0,002 -> Reduction compared prev. day:-0,159%
22/09/2009 1,251 -0,001 -> Reduction compared prev. day:-0,080%
23/09/2009 1,247 -0,004 -> Reduction compared prev. day:-0,320%
24/09/2009 1,250  Theorical expected value
25/09/2009 1,253  Theorical expected value
28/09/2009 1,254  Theorical expected value
29/09/2009 1,254  Theorical expected value
30/09/2009 1,254  Theorical expected value

 

This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be: 644,36€
Compared one year ago, in Sep'08 (5,384%): 1065,8 €
Expected monthly savings will be.: 421 €
Expected Yearly savings will be.: 5057 € (-39,54%) 
 

(The monthly payments are calculated using the french metod type)

 

Euribor from 1 week to 11 months of 23/9/2009:

 

1 we.	2 we.	3 we.	1 mo.	2 mo.	3 mo.	4 mo.
0,349	0,37	0,399	0,446	0,601	0,749	0,853
5 mo.	6 mo.	7 mo.	8 mo.	9 mo.	10 mo.	11 mo.
0,935	1,026	1,072	1,112	1,151	1,187	1,218

 

Note: On right you have a small application where you can calculate your mortgage monthly payment.

 

Published date: 23/09/2009 at 12:05